To cate the Business needs of the borrower
Existing Business Enterprises with a satisfactory track record of last three years. Special considerations to Trusts, society, School and Educational Institutes etc.
Net Income to be minimum 1.5 times of the proposed EMI. Interest and Depreciation charged to be added back for the purpose of arriving at Net Income.
Term Loan/Overdraft facility on monthly reducing Drawing Power (DP) basis with a minimum of Rs.10 lacs to Rs.100 lacs depending upon the value of IP and income/ repaying capacity of the borrower.
Origin of PNB
Subsidiaries & JVs
Fair Practices Code
Savings Fund Account
Fixed Deposit Schemes
Capital Gain Account Scheme-1988
Doorstep Banking Services
Deceased claim cases
Centralised Banking Solution
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