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Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. The far-sighted visionaries and patriots like Lala Lajpat Rai, Mr. E C Jessawala, Babu Kali Prasono Roy, Lala Harkishan Lal and Sardar Dyal Singh Majithia displayed courage in giving expression to the spirit of nationalism by establishing the first bank purely managed by the Indians with Indian Capital. During the long history of the Bank, 7 banks have merged with PNB.

The Core strengths of the Bank is the brand image with rich 122 years of performance, more than 10 crore customers, strong CASA base, consistently growing Operating Profit, low Cost of Deposits, increasing Small Ticket Advances through leveraging RUSU (Rural & Semi Urban) branches, stable Asset Quality and increased pace of digitalization.

MISSION PARIVARTAN, a transformational exercise for Business Excellence, initiated in Q1FY’18, spells various focus areas and strategies of the Bank for ensuring greater Efficiency, Productivity and Profitability for long term sustenance and giving the Bank an edge over its competitors. The Bank will continue to take initiatives in transforming People, Processes and Products through responsive and responsible banking and continue to serve the customers with the enhanced vigour and zeal to live to its tagline “the name you can bank upon” for all its stakeholders.


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