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About PNB MetLife India Insurance Company Limited

PNB MetLife Insurance Co. Ltd (PNB MetLife) is an associate of Punjab National Bank, wherein MetLife International Holdings Inc and Punjab National Bank are the shareholders to the extent of 26% and 30% respectively.

PNB MetLife brings together the financial strength of one of the world’s leading life insurance providers, MetLife, Inc., and the credibility and reliability of Punjab National Bank, one of India's oldest and leading nationalized banks. The vast distribution reach of PNB together with the global insurance expertise and product range of MetLife makes PNB MetLife a strong and trusted insurance provider.

The Company is present in over 150 locations across the country and serves customers in more than 7,000 locations through its bank partnerships with PNB, the Jammu & Kashmir Bank Limited and Karnataka Bank Limited.

PNB MetLife provides a wide range of protection and retirement products through its Agency sales of over 24,000 financial advisors and bank partners, and provides access to Employee Benefit plans for over 800 corporate clients in India. With its headquarters in Bangalore and Corporate Office in Gurgaon, PNB MetLife is one of the fastest growing life insurance companies in the country. The Company continues to be consistently profitable and has declared profits for tenconsecutive quarters as of Q3 2012-13.

Existing products of PNB MetLife:

1. Met Endowment Savings Plan – A Non-Linked Participating Product – A flexible savings and protection plan: UIN 117N083V01

  • Decide the premium & payout date of your choice;
  • Earn more on your savings through accumulated bonus;
  • Enjoy double benefits of Investment & Protection;
  • Avail tax benefits on Investment & returns;

For more information,click here:


2. Met Money Back Plan – A Non-Linked Money Back Life Insurance Plan – A Money back plan that provides money back from 6th year to 10th year. UIN: 117N081V01

  • Survival benefits : Get back 10% of Sum Assured every year from 6th policy year to 10th policy year;
  • Maturity Benefits: 60% of Sum Assured payable at Maturity;
  • Death Benefits: Payment of Sum Assured to the nominee in case of unfortunate death of insured;

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3. PNB MetLife Saving Suraksha – Group Term Life Insurance Plan- One year protection cover at affordable premium. UIN: 117N079V01

Available on voluntary basis to all PNB SB account holders (existing as well as new).


4. Met Grameen Ashray – A micro insurance Non-Participating Term Plan – Short term life insurance protection for the rural market: UIN 117N063V02

  • Short Term Life Insurance protection plan;
  • Specially designed for rural population yet suitable for urbanized low income population;
  • Simplified process;
  • Easy documentation;
  • Death benefit;

For more information, click here:


5. Met Monthly Income Plan – 10 pay – Non Linked Deferred Participating Endowment Plan- Plan & get regular & guaranteed monthly income for 15 years . UIN: 117N082V01

  • Pay for 10 years to get guaranteed monthly regular income from 11th to 25th year;
  • Maturity Benefits- On survival to the maturity date, you will receive chosen monthly income for the next 15 years on the expiry of 1 month after maturity date;
  • Accrued Bonus at the time of maturity;
  • Death benefit.

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6.Met Smart One –Unit Linked Insurance Plan- Non-Participating – One time market investment withprotection plan. UIN: 117L068V02

  • Single pay investment cum protection plan;
  • 2 Investment strategies: Auto rebalancing option and self managed option;
  • Liquidity with partial withdrawals;
  • Death benefits; maturity benefits;
  • Tax benefits;

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7. Met Smart Platinum – Unit Linked Insurance Plan- Non-Participating – whole of life cover with savings, investment & growth. UIN: 117L066V02

  • Flexibility of various premium payment options;
  • Flexibility to increase or decrease your Sum Assured;
  • Death benefit;
  • Liquidity with partial withdrawal;
  • Tax benefits;
  • Choice of 6 Unit Linked Funds for various risk appetites.

For more information, click here:


8. Met Smart Child –Unit Linked Child Insurance Plan-Plan that helps your child to realize his/her dreams. UIN: 117L072V02

  • Realizing your Child’s Dreams like Study Abroad or Provisioning for his dream business;
  • Protection in case of unforeseen Circumstances.


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9. Met Easy Super – Unit Linked Insurance Plan- Non-Participating – affordable Investment & Protection Plan. UIN: 117L069V02

  • Offers Protection and Investment in same plan;
  • Affordable investment with premium starting at Rs.12000 p.a.;
  • Freedom to choose portfolio strategies with wide choice of 6 Unit Linked Funds;
  • Partial withdrawals/take Policy Loans in case of financial emergencies;
  • Tax benefits.

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10. Met Dhan Samriddhi – Unit Linked Insurance Plan- Non-Participating – Convenient single premium plan for HNIs.UIN: 117L074V02

  • Policy term from available policy terms – 10 years, 15 years and 20 years;
  • Monthly income available from monthly incomes of Rs. 10,000, Rs. 25,000, Rs. 50,000, Rs. 75,000 and Rs. 1,00,000.;
  • Option of ‘Return of Premium (ROP)’ wherein the Policyholder shall get 110% of the total premium paid (exclusive of service tax, cess and extra loading(s), if any) at the end of the policy term;
  • Nominee shall have the option to take Death Sum Assured as a lump sum at the time of death.

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  • Insurance is the subject matter of the solicitation.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a saleParticipation by customers is on voluntary basis.
  • Contract will be between Insured & Insurer and not between Insured & the Bank. Punjab National Bank is a licensed Corporate Agent of PNB MetLife under the license number 8512989.

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Helpline for grievance redressal

LD/2012-13/455 EC318

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