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Home >> Interest Rates-Deposit
 
 
 
Saving Account Interest Rates :    4.0 % p.a. (w.e.f. 3rd May 2011)
 
For Daily Bulk Deposit Rates Please Click Here
 

Rate of Interest on Single Domestic Term Deposits (TD) of upto Rs.10 Cr and NRE Term Deposits

 
   

Domestic  TD

 Less than Rs.1 cr.

 

Domestic TD    

Rs.1 cr. To Rs 10 cr#

 

NRE TD   PNB Tax Saver FD
Sl. No  Period

ROI (% p.a.)

A.Y.* 

 

For Senior Citizen

ROI (% p.a.)

 

ROI (% p.a.) 

A.Y.* 

ROI (% p.a.) 

ROI (% p.a.) 

 

1 7 to 14 days 4.00 4.00 4.50 4.00 4.00 NA NA
2 15 to  29ays 4.50 4.50 5.00 4.50 4.50 NA NA
3 30 to 45 days 4.50 4.50 5.00 6.50 6.50 NA NA
4 46 to 90 Days 6.50 6.50  7.00 7.25 7.25 NA NA
5 91 to 179 days 7.00 7.00 7.50 8.00 8.00 NA NA
6 180 days to 270 Days 7.50 7.57 8.00 8.00 8.08 NA NA
7 271 days to less than 1 year 8.00 8.16 8.50 8.25 8.42 NA NA
 8

1 Year Only 

9.00 9.31 9.50

 9.00

9.31 

9.00 NA
 9

>1 year to < 3 years

 

9.00 9.31 9.50

 

8.75

 

9.04

  9.00 NA
10 3 year and above < 5 years 9.00 10.20 9.50 8.75 9.88 9.00 NA
11 5 Years 9.00 10.20 9.50 8.75 9.88 9.00 9.00
12 >5 years to 10 years 9.00 11.21 9.50 8.50 10.46 9.00 9.00
*Annualized Yield in % terms at the beginning of the slab.

 

 # The rates for Rs.1 Crore to Rs.10 Crore are not to be loaded with additional rate of interest for Sr. Citizens, staff accounts, army/naval/air force group insurance, etc.
 
These revised interest rates will be applicable to the fresh deposits and renewal of existing Term deposits .

 

These interest rates would also apply to term deposit accounts opened under Capital Gains Account Scheme, 1988 (OPERATIVE IN ALL BRANCHES EXCEPT RURAL OFFICES). However, the Sr. Citizen shall not be given 0.50% additional rate of interest under the scheme.
 
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