Zero Balance, Zero Charges Saving Fund Account for Students

PNB Vidyarthi Savings Fund Account Scheme


Accounts can be opened in the name of students studying at VARIOUS RECOGNISED EDUCATIONAL INSTITUTIONS.The account will remain in this Scheme till the age of 21 years of the Account Holder.

Initial Deposit Amount/ QAB/Minimum Balance Required


No overdraft Facility in the Vidyarthi accounts.

Attractive Freebies/Concessions

The following freebies are also admissible:

Demand drafts for all types of fees/examination fees Free of cost
Initial Deposit Amount The account will be opened without any initial deposit, i.e., it will be Zero Balance Saving Fund Account
Incidental Charges NIL
Ledger Folio Charges NIL
Retail Internet Banking Services Free
Intersol transactions including cash withdrawal/deposits Free
ATM Card/DEBIT CARD Free (However, annual maintenance charges are to be recovered )
Cheque Book Facility Free (2 cheque books of 20 leaves each in a year)
MANDATE : For conversion to general a/c on attaining 21 years of age & cessation date be entered at the time of opening a/c & all concessions to be withdrawn. Incumbent can allow benefits upto 25 years of age on case to case basis.

All other guidelines of the Bank regarding photographs, introduction, nomination facility, KYC norms, etc., as applicable to Savings Fund Account would also continue to remain applicable to these accounts

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