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Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. Far-sighted visionaries and patriots like Lala Lajpat Rai, Mr. E.C. Jessawala, Babu Kali Prasono Roy, Lala Harkishan Lal and Sardar Dyal Singh Majithia displayed courage in giving expression to the spirit of nationalism by establishing the first bank purely managed by Indians with Indian Capital. During the long history of the Bank, 7 banks have merged with PNB.

The Bank’s brand image and trust reposed by its customers have been reflected in growing customer base and rising business graph of the Bank. Domestic Business of the Bank is over Rs.10 lakh crore and the Bank continues to maintain its forte in low cost CASA deposits. The Bank has shaken off one of the biggest adversities in its history and has rebounded back. Focus on recovery and arresting fresh slippages with a simultaneous shift towards higher earnings through qualitative credit growth alongwith rationalization of Risk Weighted Assets (RWAs) has helped Bank to return to profit and improve CRAR.

The Bank has been able to achieve better results in the quarter owing to MISSION PARIVARTAN, a transformational exercise underway for Business Excellence aimed at enhancing Efficiency, Productivity and Profitability for long term sustenance and giving the Bank an edge over its competitors. `Mission Parivartan Division`, an independent `THINK TANK` formed to initiate, implement and drive change through improvement in People, Products and Processes, has enabled Bank to serve the customers with enhanced vigour and zeal to live upto its tagline “The Name you can Bank Upon”.

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