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Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. The Bank was established by the spirit of nationalism and was the first bank purely managed by Indians with Indian Capital. During the long history of the Bank, 9 banks have been merged with PNB. The financial year 2019- 20 was significant in view of the announcement of amalgamation of Public sector Banks wherein Oriental Bank of Commerce and United Bank of India amalgamated with Punjab National Bank with effect from April 1, 2020.

The Bank’s brand image and trust reposed by its customers have been reflected in growing customer base and rising business graph of the Bank. As at the end of 30th June 2020, PNB is the second largest Public sector Bank (PSB) of the country. Global Business increased by 2.7 % YoY to Rs.17,96,612 crore as at the end of June’20 from Rs.17,49,047 crore in June’19. The Bank continues to maintain its forte in low cost CASA deposits with share at 43.45%. Bank’s focus has been on qualitative business growth, recovery and arresting fresh slippages.


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