Direct tax/Income tax
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Bank has launched EMV chip based debit card
We are privileged to introduce to you our new product, a Prepaid PNB World Travel Card
Corporate clients even who is not listed in any of the stock exchanges
The Debit Card offers at a glance.
New Car/Van/Jeep/Multi Utility Vehicle (MUV) or Sports Utility Vehicles (SUV).
Old car/van/jeep/MUV/SUV, which are not older than three years.
For private use only.
Business concerns (corporate or non-corporate).
Minimum net monthly salary / pension/ income - Rs.20000/-.
Income of Parent(s)/Spouse/ Earning Children can be added for determining loan amount/eligibility. However, out of above income of only one person can be added and he/she will stand as a co-borrower.
For individuals/Proprietorship concerns: Rs. 100 lac or 25 times of Net Monthly Salary / Pension/ Income, whichever is lower. Loans for higher amount may be considered on merits of the case.
For Business Concerns (Corporate or Non-Corporate): No ceiling of loan amount (for one or more vehicles).
For New Vehicle: 15% of on-road price inclusive of one time road tax & insurance.
For Car where PNB has tie up arrangement with manufacturers/dealers: 10% of on-road price
Click here Tie Up With Car Manufacturers At All India Level
For Old Vehicles: 30% of the value of the vehicle.
Third Party guarantee/ Collateral Security acceptable to the Bank.
(May be waived by the Sanctioning Authority on merits of individual case)
For New Car/Van/Jeep/MUV/SUV: 84 EMIs
For Old Car/Van/Jeep/ MUV/SUV: 60 EMIs
In case of persons engaged in agriculture & allied activities: At Half yearly/yearly intervals coinciding with the time of harvest.
Floating Rate: NO pre-payment charges.
Fixed rate: @2% on the outstanding pre-paid. However, no prepayment charges to be levied :-
Where the loans are prepaid by the borrowers from their own sources.
Where the borrower shift to other bank within 30 days from the date of upward revision in the rate of interest or change in other terms of sanction.
Above are only salient features of the scheme. For details please contact nearest branch
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