PNB Pratibha- New Education Loan Scheme

`PNB PRATIBHA`– Education Loan for Premier Institutes in India
Objective The Scheme `PNB PRATIBHA` aims at providing financial support to meritorious students who get admission in Premier Institutes in India. (List of Institutions Click Here)
  • Fee payable to college/ school/ hostel.
  • Examination/ Library/ Laboratory fee.
  • Life Insurance premium for student borrower, if applicable.
  • Caution deposit, Building fund/refundable deposit supported by Institution bills/receipts.
  • Purchase of books/ equipments/ instruments/ uniforms.
  • Purchase of computer, at reasonable cost, if required for completion of the course.
  • Any other expense required to complete the course - like study tours, project work, thesis, etc.
  • Should be an Indian national.
  • Should have secured admission in Regular full time Degree / Diploma courses offered by Premier Institutes, which include (i) Business Schools, (ii) Engineering Colleges, (iii) Medical Colleges and other reputed Institutes as per Annexure `I` & `II`
  • Part-time Post Graduate Programmes in Management for Executives’, offered by Indian Institute of Management (IIM) at all centers.
  • Post Graduate Programme in Management for Senior Executives (PGPMAX), offered by Indian School of Business (ISB) Hyderabad & Mohali campus
Quantum of Finance
  • Need based Finance subject to repaying capacity of the parents/ students (after getting employment);
  • Reimbursement of fees paid within six months may be considered on individual merits of the case.

i. As per annexures : -

ii. Scholarship/Assistantship be included in margin :

iii. Margin may be brought-in on year-to-year basis as and when disbursements are made on a pro-rata basis :

Security Co-obligation of parents/guardian as joint co-borrowers.
Repayment (Maximum) maximum upto 15 years
Repayment Holiday/ Moratorium Course period + 1 year
Prepayment charges Nil
Rate of Interest Click Here
Processing Charges/ Upfront fee Click Here
Documentation Charges Click Here

Above are only salient features of the scheme. For details please contact nearest branch

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