The Scheme PNB Kaushal aims at providing financial support forpursuing skill development courses.

Students who secure admission in: Skill development courses of no minimum course duration;


Tuition/ course fee.

Examination/ Library/ Laboratory fee.

Caution deposit.

Purchase of books, equipments and instruments.

Any other reasonable expenditure found necessary for completion of thecourse.


Should be an Indian national.

Student should have secured admission in a course run by IndustrialTraining Institutes (ITIs), Polytechnics or in a school recognizedby central or State education Boards or in a college affiliated torecognized university, training partners affiliated to National SkillDevelopment Corporation (NSDC)/Sector Skill Councils, State SkillMission, State Skill Corporation, preferably leading to a certificate /diploma / degree issued by such organization as per National SkillQualification Framework (NSQF).

Quantum Of Finance

Need Based finance to meet expenses on course subject to the following ceilings:

Minimum Rs.5000/-

Maximum Rs 1,50,000/-




Parent(s)/guardian as joint borrower.No collateral or third party guarantee is required.

Repayment (Maximum)

For Loans upto Rs. 50,000 - Upto 3 years.

For Loans between Rs. 50,000 to Rs. 1 lakh - Upto 5 years

For Loans above Rs. 1 lakh - Upto 7 years

Repayment Holiday/ Moratorium

For courses of duration upto 1 year - 6 months from the completion of the course.

For courses of duration above 1 year - 12 months from the completion of the courses.

Prepayment Charges


Rate Of Interest

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Processing Charges/ Upfront Fee

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Documentation Charges

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