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PNB has introduced a scheme for property owners having their properties situated in Metro/Urban/ Semi Urban/rural centres and who have let out such properties.
Property Owners having their properties situated in metro, urban, semi-urban and rural areas who have leased out such properties to the following:
(i) Public Sector Undertakings / Govt. / Semi / State Govt. & reputed corporates, Banks, Financial Institutions, Insurance Companies and Multinational Companies.
(ii) Reputed private schools/colleges (approved by/affiliated to State Board/University/ AICTE/ any other Govt. body).
(iii) Reputed private hospitals/ nursing homes.
(iv) Franchisees/dealers/distributors of reputed corporates
Term Loan or Overdraft on reducing Drawing Power
Maximum Loan amount based on Net Present Value of net rent receivables within un-expired period of lease or loan tenor, whichever is lower.
The amount of lease rentals is to be considered net of TDS, GST or any other tax, wherever applicable, for arriving at the eligible amount.
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Maximum 144 months or total lease period considered for arriving at the loan amount whichever is earlier.
**Subject to maximum of Rs.200 Lakh.
For further details, please contact the PNB branch nearest to you.
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