Cards

International


Card Type

Classic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalized and Non-personalized.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Not Allowed
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit
  • Works in offline (NCMC) mode at enabled merchants / operators wherever the functionality is live like DMRC, etc.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

Platinum Domestic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Domestic Variant – Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

( Please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders two (2) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges.
For updated lounge list, refer to NPCI RuPay Website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website – For more details, Click here. Below are the few offers* available for reference:-
    • Amazon* - 20% Instant Discount on bill payments and recharges capped at INR 100 once per card per month for the minimum transaction amount of INR 129; valid on Fridays. Instant Discount on bill payments and recharges is applicable only on following categories- Mobile Recharge, DTH recharge, Electricity Bill, Gas Cylinder Bill, Mobile Postpaid bill, broadband, Piped Gas, Cable TV and Water Bill.
    • Swiggy* - 20% instant discount on Swiggy food orders capped at INR 100 once per card per month for the minimum transaction of INR 129 done; valid on Fridays.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

Platinum International Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

International Variant - Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

( please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders two (2) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges.
International lounge program provides access to cardholders two (2) times per calendar year in any of the 500+ participating International Airport lounges.
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website – For more details, Click here. Below are the few offers* available for reference:-
    • Amazon* - 20% Instant Discount on bill payments and recharges capped at INR 100 once per card per month for the minimum transaction amount of INR 129; valid on Fridays. Instant Discount on bill payments and recharges is applicable only on following categories- Mobile Recharge, DTH recharge, Electricity Bill, Gas Cylinder Bill, Mobile Postpaid bill, broadband, Piped Gas, Cable TV and Water Bill.
    • Swiggy* - 20% instant discount on Swiggy food orders capped at INR 100 once per card per month for the minimum transaction of INR 129 done; valid on Fridays.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

International


Card Type

Wellness Contactless Debit Card

Eligibility

PNB Customers maintaining QAB Rs. 50,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.
For details.

( Please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders three (3) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges.
International lounge program provides access to cardholders three (3) times per calendar year in any of the 500+ participating International Airport lounges.
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login, for more details, Click here. Below are the few offers* available for reference :-

Gym

1 Complementary 30 Days Free Offline Gym membership every quarter.

Golf

1 Complementary Golf Lesson or Round every quarter

Health Up Check

1 Complementary premium health check-up package every quarter.

OTT

1 Complementary 12 months Amazon Prime or Hotstar membership or 6 months Sony Liv membership every year

SPA Services/ Salon Service

1 Complementary SPA session or Salon service every quarter.

Travel

1 Complementary INR 100 coupon for cab service every quarter.

*Personal Accidental Insurance Programs , Lounge Access and offers - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

International


Card Type

Platinum and Contactless

Eligibility

PNB Customer - Women Individual

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. For details

( please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders two (2) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges. For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

International


Card Type

Business Platinum International Contactless NCMC Debit Card

Eligibility

The card can be issued in current account under following categories

  • Sole proprietorship
  • HUF through the Karta of the Family
  • Partnership concerns (including LLPs)
  • Private limited companies (Authorized Individual)
  • Public limited companies (Authorized Individual)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Insurance Coverage – Accidental Death & Permanent total disability Upto- Rs 10,00,000/-

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 250/-

Lounge facility

Complimentary Airport lounge access, Two (2) per calendar quarter per card on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Domestic Acceptance
    Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit
  • Offline mode
    Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website.
  • Additional Features being Provided by NPCI* (subject to change as per T&C of NPCI)
  • Air Accident Coverage – Rs 20 Lacs
  • Return of Mortal Remains - Rs 2 Lacs
  • Common Carrier Lost Baggage - Rs 20,000/-
  • Purchase Protection Coverage - Rs 2 Lacs

*Personal Accidental Insurance Programs, Lounge Access and Additional Features and Lounge Access - – these are the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

VISA Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card –NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed.
  • Regular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.
  • Accepted at millions of locations worldwide, the VISA Classic debit card can be used not only to withdraw cash from ATMs but also to pay for purchases at merchant establishments
International


Card Type

VISA Gold Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed
  • Regular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.
  • Toll free access to VISA’s GCAS (Global Customer Assistance Services) 24 hours a day, 7 days a week related to Travel assistance, medical and legal referral and assistance.
Signature Card


Card Type

VISA Signature Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to VISA Website.

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed.
  • Regular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.
  • VISA Concierge services: a 24/7 service for travel research and reservations, to book tickets to a show or to buy gifts for loved ones.
International


Card Type

Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed.
  • Regular Discount offers provided by MasterCard from time-to-time. For latest offers, refer to MasterCard Website.
International


Card Type

Platinum Debit Card (Contactless)

Eligibility

PNB Customers maintaining QAB Rs. 25,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Global complimentary Airport Lounge Access on Active Debit Cards, once per Card per Quarter. For updated lounge list, refer to MasterCard Website

Issuance Charges

Primary Debit Card – 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed.
  • Regular Discount offers provided by MasterCard from time-to-time to MasterCard Website.
Signature Card


Card Type

For Business concerns

Eligibility

The card can be issued in current account under following categories -

Sole proprietorship

HUF through the Karta of the Family.

Partnership concerns (including LLPs)

Private limited companies (Authorized Individual)

Publiclimited companies (Authorized Individual)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Complimentary Airport lounge access. Twice (2) per calendar quarter per card on domestic lounges. For upgraded lounge list, refer to MasterCard website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 500/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
    - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
    Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
    Not allowed.
  • Regular Discount offers provided by MasterCard from time-to-time. For latest offers, refer to MasterCard Website.
Signature Card


Card Type

Classic Virtual Debit Card

Eligibility

All eligible PNB customers using PNB One App & Retail Internet Banking Services can apply for Rupay Classic Virtual Debit Card

Usage

Domestic Usage

ATM Limit (Cash Withdrawal) per day

NA

E Com Limit

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

NIL

Annual Maintenance Charges (AMC)

NIL

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Signature Card


Card Type

The product shall be available in three forms – PVC Keychain, Leather Keychain and Mobile Sticker. It will be a Debit Card at back-end (linked to an account)

Eligibility

Any individual having KYC compliant account with the our bank and is otherwise eligible for Debit Card Issuance (including Savings and Current account holders).

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Not Applicable

PoS / eCom Limits (Combined) per day

POS Transaction* (Only contactless) + E-Com Transaction – Rs. 60,000 (Combined Limit)
(* up-to Rs. 5,000 Without PIN)

Personal Accidental Insurance Cover*

Not Applicable

Lounge facility*

Not Applicable

Issuance Charges

Leather Keychain:RS 450 + taxes

PVC keychain: RS 400 + taxes

Mobile sticker: RS 400 + taxes

Annual Maintenance Charges (AMC)

Leather Keychain: RS 150 + taxes

PVC keychain: RS 150 + taxes

Mobile sticker: RS 150 + taxes

Replacement Charges

Not Applicable

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

PIN generation and re-generation

Through Green PIN process

For details
Click here

Activation and Channel enablement

Activation and enablement of contactless /E-com transactions will be available through PNBOne, IBS, Branch (DCMS Portal) and IVR

For details
Click here

Multiple Issuance

Maximum two wearable (any two of each form factor) per account is allowed (apart from existing physical and Virtual Debit Card). Add-on card facility is not allowed

Reporting loss of card

Wearable can be Hotlisted through PNB One Mobile Banking App, PNB Internet Banking Services, WhatsApp Banking, SMS, PNB Call Center and by visiting the nearest PNB Branch. Use the Back-end Debit card number for Hotisting.

For details
Click here.

Other features

  • Can be used at all POS terminals, E Com Websites / Apps across India.
  • Contactless transactions
    Individual transaction up to ? 5000/- allowed without PIN at NFC enabled POS Terminals with ? 5000/- as daily overall limit.
  • Offline mode
    Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.

*Personal Accidental Insurance Programs ,Lounge Access and any other Offers-All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.


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