1. Online Savings Account Opening with VIDEO KYC

Major Features of the Platform:

  • Online and Instant Validation of PAN and Aadhaar.
  • OTP based eKYC Service
  • Options to avail Debit Card, Cheque Book, Passbook etc.
  • Instant Account Creation
  • Instant Video KYC option

Available Products:

  • PNB Unnati Savings Scheme
  • PNB Power Savings Scheme (Only for Women)

Documents Required:

  • PAN Card
  • Aadhaar
  • Annual Income/Turnover proof (Optional)

Other Requirements:

  • Mobile Number
  • Email ID
  • Aadhaar should be linked with Active Mobile Number

Requirements for Video KYC:

  • Mobile Phone/Tablet/Desktop with Camera and Microphone
  • Permissions to access Microphone, Camera and Geo-location
  • Good Internet Connectivity
  • Clear, Well-lit and Disturbance free background
  • A white paper and Blue/Black Pen

SCAN the QR or Click Here to dive into the world of New Possibilities with Punjab National Bank.

2. Pre-Approved Personal Loan for existing customers


Get a personal loan instantly

Get funds in minutes for Employees of Central Govt., State Govt. and PSUs. (No Branch Visit Required)

Apply online for a Personal Loan

Simplified personal loan with just a few clicks.

Digital Documentation

Pre-approved Personal Loan from PNB is a hassle-free process which requires minimal digital documentation (NeSL) for loan approval & disbursement.

Personal Loan for every need

PNB has customize the offering for you. If you already a pre-approved PNB customer, you can benefit from special rates, charges, offers and enjoy the flexibility to pick a tenure that suits you and pay back the loan in pocket-friendly EMIs.

No Security/ Collateral required

Get Loan Money in your account without any security or collateral.

Flexible Repayment

Pre-approved Personal Loan customers enjoy flexible repayment scheme allowing customers to choose tenure and amount of their choice. This makes loan repayment very easy and hassle-free for our customers.

Get 24X7 assistance anywhere

For any help with your loan, you can reach out to us via Toll Free: 18001802222/ 18001032222 Tolled No: 0120-2490000 and also Email to us on

Product Eligibility & Details:

  • Employees of Central Govt., State Govt., Defence & paramilitary forces and PSUs having salary account with PNB from last two years.
  • Should have at least 2 years old Salary Account with PNB.
  • Age should be less than 55 years.
  • Loan Amount:
    • Minimum: Rs 25,000/-
    • Maximum: Rs 2,00,000/-
  • Loan Tenure up to 35 months.


  • Rate of Interest: RLLR+2.50% to RLLR+4.50%
  • Low Processing Charges: 1.25 % of Loan Amount+ Taxes.


  • eSign & eStamping using NeSL. (Aadhaar OTP based)

Note: Aadhaar should be seeded with the registered mobile number.

*Terms & Conditions Apply.

Click Here to Apply now!

  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.

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