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Checklist (House Loan)

While applying for the loan, the borrower is required to furnish the following information

  1. Loan application form duly completed with Photograph (PNB 1054/2011)
  2. Identity proof
  3. Residence proof
  4. Age proof
  5. Educational qualification proof
  6. Income proof

    SALARIED CLASS : Salary certificate issued by the employer (indicating gross and net salary)/Income tax Return

    Bank Statement of salary account for last six month

    Agriculturist : Record of land holding & cropping pattern or any other proof of income.

    For All Other individuals

    Last 3 yrs. Income Tax Return or assessment order & computation of income statement

    Bank Statement of account for last six months

  7. Income proof of spouse/earning children/joint borrowers (if applicable)
  8. Property documents as per property check-list attached
  9. Any other document/paper which may be necessary as per requirement of the case.

CHECKLIST (Vehicle Loan)

While applying for the loan, the borrower is required to furnish the following information:


NEW CAR/VAN/JEEP


  1. Loan application form duly completed with recent photograph (PNB 1055/2011)
  2. PROOF OF INCOME:
    SALARIED CLASS: Salary certificate issued by employer (indicating gross and net salary)/ Income tax Return
    Statement of a/c for last six months.
    BUSINESS CONCERN: Income tax return or Audited Balance Sheet of the Firm/Company
    PERSONS ENGAGED IN ALLIED AGRICULTURAL ACTIVITIES AND
    AGRICULTURISTS: Record of land holding & cropping pattern or any other proof of income.
  3. Age proof.
  4. Address Proof.
  5. Quotation from authorized dealer for vehicle to be purchased.
  6. Proof of income of spouse/parents where the same is to be considered for determining loan amount.
  7. Any other information which may be necessary

FOR OLD CAR/VAN/JEEP


  1. Loan application form duly completed with recent photograph (PNB 1055/2011)
  2. Proof of Income- As per details at item 2 above.
  3. Age Proof
  4. Address Proof.
  5. Particulars of vehicle to be purchased and copy of Registration Certificate Of vehicle (Original to be produced at the time of disbursement)
  6. Latest quotation of the vehicle from authorized dealer.
  7. Proof of income of spouse/parents where the same is to be considered for determining loan amount.
  8. Agreement to Sell between Seller and Purchaser
  9. Prescribed Transfer Form duly executed by the Seller for onward submission to RTO
  10. Copy of receipt of up-to-date deposit of Road tax/other taxes
  11. Any other information which may be necessary.

DOCUMENTS TO BE EXECUTED AT THE TIME OF DISBURSEMENT OF LOAN


  1. Letter of Hypothecation for Car Loan (PNB 910/2011, Revised)
  2. Irrevocable Letter of Authority from borrower authorizing the Employer to remit Salary/instalment and other amount payable to the Bank cum letter of acknowledgement from Employer (PNB 1134) or PDCs
  3. Agreement of Guarantee (PNB 58)
  4. Description of the vehicle to be hypothecated (PNB 420)
  5. Any other document which may be necessary.

CHECKLIST (Personal Loan)


While applying for the loan, the borrower is required to furnish the following information:


  1. Loan application form duly completed with photograph (PNB 1114)
  2. PROOF OF INCOME :

    For Salaried persons

    Latest Salary certificate /Form No.16, duly authenticated by employer.

    For non-salaried persons

    Copy of receipted ITRs for the last three financial years.

  3. Age proof.
  4. Address proof.
  5. Any other information which may be necessary

CHECKLIST (Pension Loan)


While applying for the loan, the borrower is required to furnish the following information and execute documents as per detail as under:


Common for Demand Loan, Term Loan and Overdraft

  1. Pensioner`s Portion of PPO in original (to be retained until liquidation of loan account);
  2. Letter of authority (in duplicate) to be taken in case of DPDO Pensioners – ANNEXURE - I. The same is sent by registered post to the DPDO along with information in writing regarding disbursement of the loan to the concerned pensioner. Further an Affidavit may be obtained from the concerned pensioner that he/she shall not change his/her present disbursing branch/bank without bank`s consent.
  3. Guarantee - PNB 58 H.

For Demand Loan

  1. Letter of request cum sanction letter for advance under personal loan scheme for pensioners Ann-I
  2. Letter of Authority Ann-II
  3. Promissory Note- PNB 728

For Term Loan

  1. Request-cum-sanction Letter for Personal Loan to pensioners- PNB-1112
  2. Term Loan Agreement - PNB-1113

For Overdraft

  1. Request-cum-sanction Letter for Personal Loan to pensioners-PNB-1112
  2. Overdraft agreement
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