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PNB offers nomination facility in deposit accounts, locker facility, safe custody etc. In an unfortunate event of the death of a depositor , nomination enables the bank to :
Without insistence on a succession certificate or probate of the will from the legal heirs of the deceased account holder/customer.
Specific forms are provided for availing of nomination facility. The account holder/customer will have to fill in the relevant form. The bank will acknowledge in writing to the concerned account holder/customer, the receipt of the nomination form and the nomination will be registered in the books of the bank.
Cancellation of or variation in, the nomination can be made at any time as long as the account is in force. While making nomination, cancellation or change thereof, it is not required to be attested by witnesses, however, in case of thumb impression of the account holders obtained on nomination forms, are required to be attested by two witnesses. Nomination can be modified by the consent of account holder/s.
In order to ensure that the deposits/articles, are handed over to the genuine nominee, the bank will insist on
Proof of death of depositor
A death certificate or any other satisfactory mode of proof of death acceptable to the bank, will have to be furnished.
Identity of the nominee
A claim format establishing the claim of the nominee duly certified by
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