1PNB Debit Card
Debit cards are magnetic strip based as well as chip-based cards. In addition to performing the function of withdrawing cash from the ATMs, these can also be used to make purchases at Point of Sale i.e. at merchant establishment or over the internet for e-commerce transactions.
These cards are accepted at enabled ATMs and Merchant Establishments with POS machines and also over the internet for ecommerce transactions.
Except cards issued in PMJDY and other government schemes, all other debit cards are EMV chip based along with Magnetic Strip.
ATM cards are the magnetic strip based cards which can be used to withdraw money from ATMs. These cannot be used to make purchases at Point of Sale (POS) i.e. at merchant establishment.
Add On cards and Add On accounts
Customer can avail facility of 2 additional cards for his/her family members (include parents, spouse and kids only). All cards work on main account of primary card holder.
Maximum of 3 accounts (one primary + 2 other accounts) can be added to a single card only at the time of issuance of card. Transactions are allowed on any account at PNB ATM only. On other bank ATM the Primary account will be shown.
The accounts can be of any CBS branch but these should be of the same name and held in same capacity.
Transfer of Funds through ATM facility has a limit of Rs. 1 lac per transaction for transfer of funds to accounts linked to the ATM/ Debit Card being used.
The "per-day" limit for transfer of funds to other accounts (CA/SF) within the Bank, using a PNB ATM/Debit Card at a PNB ATM, shall be the same as the "per day" cash withdrawal limit applicable for that card.
There shall be no limit on the number of transactions that can be undertaken.
This limit is applicable on ALL variants of ATM/Debit Cards.