|
Type of scheme |
Schemes |
Processing Fees* |
Documentation Charges* |
|
Mortgage |
Housing Loan |
0.35% of the loan amount
Minimum- Rs. 2,500/
Maximum- Rs. 15,000/ |
Rs.1350/- |
|
Take over of Loan |
Rs. 2,500/- |
|
Pradhan Mantri Awas Yojna (Economically Weaker Section/ Low Income Group) |
|
Loan up to Rs. 6 lakh– NIL
For additional loan amount beyond the eligible loan amount as above– As per the existing housing loan scheme to public.
|
Nil |
Pradhan Mantri Awas Yojna (Middle Income Group)
Loan up to Rs. 9 lakh in MIG-I – NIL
Loan up to Rs. 12 lakh in MIG – II – NIL
For additional loan amount beyond the eligible loan amount as above– As per the existing housing loan scheme to public. |
|
PNB Max Saver
In case the customer has paid Upfront Fees & Documentation Charges at the time of availing Housing Loan: One time charges of Rs 2500/-
In case the customer has not paid Upfront Fees & Documentation Charges at the time of availing Housing Loan: Charges as per Housing Loans
|
|
PNB Pride: Nil |
|
Mortgage against Immovable Property |
a. Term Loan: 0.90% of loan amount
Minimum-Rs 5,000/-
Maximum-Rs. 1,25,000/-
b. Overdraft: Rs 300/- per lac or part thereof on yearly basis |
For loan upto Rs 25 lakh –Rs 2500/-
For loan above Rs 25 lakh –Rs 5,000/- |
|
Reverse Mortgage Loan |
Half month’s Loan installment Maximum Rs. 15000/- |
NIL |
|
Overdraft to Existing Housing Loan Borrowers |
NIL |
Rs.450/- |
|
Non- Mortgage |
Car Loan |
Upto Rs. 6 Lacs - Rs. 1,000/-
Above Rs. 6 Lacs- Rs. 1,500/- |
|
Two Wheeler Loan – PNB Saarthi |
Regular Rs.275/- |
Regular Rs.275/- |
|
Two Wheeler Loan – PNB Power Ride |
Rs 500/- |
Nil |
|
Education Loan |
For Studies in India- NIL
For Studies abroad- 1% Minimum Rs.10000/- (Refundable after 1stDisbursement)
For PNB Pravasi Shiksha Loan: 1% of the loan amount, Minimum Rs.10,000/- (Non-refundable)
|
Upto Rs.4 lac – Rs.270/-
Above Rs.4 lac- Rs.450/- For Studies in IITs and IIMs - NIL
For PNB Pravasi Shiksha Loan: Rs 450/-
For PNB Kaushal - Nil
|
|
Personal Loan |
1.80% of loan amount |
Upto Rs. 2 lac- Rs. 270/-
Above Rs. 2 lac- Rs. 450/
|
|
PNB Doctor’s Delight - Personal Loan to Doctors |
0.90% of loan amount + Taxes |
Rs.450+ Taxes |
|
Personal Loan to Pensioners |
NIL |
Rs. 500/- |
|
Gold Loan |
0.25% of Loan Amount |
Rs. 250/-
|
|
Advance Against Gold Bonds |
Nil |
Nil |