Loan up to Rs. 6 lakh– NIL

For additional loan amount beyond the eligible loan amount as above– As per the existing housing loan scheme to public.

PNB Max Saver

In case the customer has paid Upfront Fees & Documentation Charges at the time of availing Housing Loan: One time charges of Rs 2500/-

In case the customer has not paid Upfront Fees & Documentation Charges at the time of availing Housing Loan: Charges as per Housing Loans

For Studies in India- NIL

For Studies abroad- 1% Minimum Rs.10000/- (Refundable after 1stDisbursement)

For PNB Pravasi Shiksha Loan: 1% of the loan amount, Minimum Rs.10,000/- (Non-refundable)

For PNB Kaushal - Nil

For Studies in India- NIL

For PNB Pravasi Shiksha Loan: Rs 450/-

For PNB Kaushal - Nil

1.00% of loan amount

For Defence Personnel - Nil

Upto Rs. 2 lac- Rs. 270/-

Above Rs. 2 lac- Rs. 450/-

For Defence Personnel - Nil

Min. Rs. 500/- + taxes

Min. Rs. 5000/- + taxes

Where the loan account is running regular the requirement of periodical Inspection, including obtaining of PNB 551, has been done away with.

For irregular accounts and accounts under NPA category, the inspection be done on at least quarterly or at such shorter intervals as the situation demands and PNB 551 to be obtained on half yearly basis

Same as applicable to Car Loan

Security Verification after creation of Security to be carried out once in two years for regular accounts

At least on half yearly basis in case of NPA accounts

At least Once every year for regular accounts;

At least once every half year for irregular accounts; and

At least once in three months for NPA accounts.

At least once in three years (as prescribed in L&A cir 7/2009 dated 09.01.2009)