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PNB Junior SF Account

 
 

Purpose:

To offer an attractive Saving Fund Account to minor.

Eligibility:

Account can be opened by a minor of any age through his/her natural or legally appointed guardian. Minors above the age of 10 years (on obtaining satisfactory proof of age) are allowed to open and operate savings bank accounts independently, if they so desire. The account will be opened on compliance of Know Your Customer (KYC) Guidelines, execution of Account Opening Form and other requisite formalities, viz., photographs, identity and address proof, etc.

Initial Deposit and Minimum Balance Requirements:

Zero

Features of the scheme:

Particular Concessions/freebies
Minimum Quarterly Average Balance (QAB) Zero
Initial Deposit Zero
Free Cheque leaves 20 cheque leaves per half year
NEFT charges Free upto Rs.10,000/-per day
Issue of Demand Drafts Free for school/college fee
Issue of ATM/Debit Card (Rupay) Allowed subject to debit upto Rs.5000/- per day
Internet Banking Facility Allowed-only view facility
Mobile Banking Facility Allowed-only view facility
On attaining majority revised instructions/ signature & a/c will be converted to “SBGEN”. No overdraft facility
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