Direct tax/Income tax
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Bank has launched EMV chip based debit card
We are privileged to introduce to you our new product, a Prepaid PNB World Travel Card
Corporate clients even who is not listed in any of the stock exchanges
The Debit Card offers at a glance.
There will be two types of deposit accounts:
The deposits may be made under the provisions of Sections 54, 54B, 54D, 54F or 54G of the I.T. Act by any depositor intending to avail benefit under the said section or sections of the Act.
Deposit Account-A: This account will be in the form of our existing Saving Funds Account.
Deposit Account-B: This account will be in the form of our existing Term Deposit Account (cumulative as well as non cumulative).
Transfer of the Account:
Both the accounts, i.e., Account-A and Account-B can be transferred from one deposit office to another deposit office of the same Bank.
Premature withdrawal is permitted before expiry of the period for which deposit was made; rate of interest on such deposits shall be as applicable to period for which deposit remained with deposit office, as a penalty for pre-mature withdrawal.
Withdrawal for more than Rs. 25,000/-, will be allowed through crossed demand draft.
Utilization of amount of withdrawal: At the time of any withdrawal from Account-A other than the initial withdrawal, depositor shall furnish in Form `D`, in duplicate, the details regarding manner and extent of utilization of amount of immediately preceding withdrawal.
Closure of Account: If a depositor desires to close his account, he shall have to apply to deposit office on Form `G` along with the approval of the Assessing Officer with the Pass Book/Deposit Receipt. Deposit office shall pay the amount of balance including interest accrued to depositor.
Change or alienation: Amount standing to the credit of the depositor in any account under the Scheme shall not be offered as security for any loan or guarantee and shall not be charged or alienated in any manner, whatsoever.
Account B Type: Interest on deposits is payable either monthly at discounted value or quarterly or compounded quarterly (i.e., reinvestment of interest) or on the date of maturity at the option of the depositor as applicable under particular deposit scheme.
Interest on overdue deposit is paid as per prevalent policy of the bank from time to time.
The above product is also available under Sugam Deposit Scheme, wherein premature penalty is waived for details please contact your branch.
Nomination facility is available.
TDS is applicable as per rules.
The Bank will issue TDS Certificate for the tax deducted.
Earn reward points on transactions made at POS and e-commerce outlets
Deposit lockers are available to keep your valuables in a stringent and safe environment
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