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Know about RLLR

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As on date, Repo Linked Lending Rate (RLLR): 6.55% w.e.f. 17.09.2021

Know about RLLR

The RLLR has been changed from 6.80% to 6.55% {Repo Rate (4.00%) + Mark-up (2.55%)} w.e.f. 17-09-2021. Along with RLLR plus BSP of 25 bps will be charged.

All new floating rate personal or Retail loans (housing, auto etc.) and floating rate loans to Micro, Small and Medium Enterprise loans w.e.f. 17th September 2021 onwards will continue with the mark up of 2.55% + 25bps of BSP and the same will be reset after 3 years from the date of the sanction.

However, in case of existing floating rate Personal or Retail loans (housing, auto etc.) and floating rate loans to Micro, Small and Medium Enterprise loans w.e.f 01st September 2020 to 16th September 2021 shall continue with the existing Mark-up of 2.80% and the same will be reset after 3 years from the date of sanction.

Further, existing borrowers with loans (linked to RLLR) sanctioned between 01st October 2019 and 31st August 2020, will continue with the Mark-up of 2.65% which shall be reset after a period of three years from the date of sanction. Though in case of enhancements, the existing Mark-up of 2.80% shall be applicable.

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