Direct tax/Income tax
Lovely professional univ
Baba balak nath temple
MJS medical relief society
Bank has launched EMV chip based debit card
We are privileged to introduce to you our new product, a Prepaid PNB World Travel Card
Corporate clients even who is not listed in any of the stock exchanges
MAB is primarily referred to as the mechanism of providing necessary infrastructure and facilitating payment for goods and services purchased through Debit/Credit Card, UPI, Aadhaar Enabled Payment System (AePS) etc.
Issuer: The Bank that issues cards.
Cardholder: Customer / Non customer using card for making payment.
Merchant: Entity which accepts payments through cards.
Acquirer: The Bank that provides necessary infrastructure to the merchant to accept payment, maintains relationship and facilitate acceptance payments thru cards.
Intermediary Agency: Visa, MasterCard, Rupay Debit and Credit Cardswho facilitate interbank settlements.
Merchant Discount Rate (MDR): The commission charged by the acquirer (PNB) to the Merchant (Trader/Service Provider). It is also termed as Merchant Service Fee (MSF).
Interchange: The incentive paid by the Acquirer Bank to the Card Issuer Bank for promoting payment through cards.
Scheme Fee: The service fee paid to intermediary agencies i.e. MasterCard or Visa for facilitating interbank payments.
On -Us Transaction: Where issuer and acquirer is same (e.g. PNB Debit Card on PNB POS terminal)
Off-Us Transaction: Where issuer and acquirer are different (e.g. other bank’s debit/credit card on our POS terminals.)
Interchange fee: The incentive paid by the Acquirer Bank to the Card Issuer Bank for promoting payment through cards.
Authorization Fee / Scheme Fee: The service fee paid to intermediary agencies i.e. MasterCard, Visa and NPCI for facilitating interbank payments
Batch Settlement: Closing of Daily Transaction and Generation of transactions reports.
Charge – Slip: Charge slip refers to the voucher printed on the POS machine after swiping and charging a debit or credit card.
Earn reward points on transactions made at POS and e-commerce outlets
Deposit lockers are available to keep your valuables in a stringent and safe environment
Connect to our financial advisors to seek assistance and meet set financial goals.
Find PNB Branches and ATMs in proximity to your location.
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