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Mortgage of Property

For which activities loan can be raised under this scheme ?

Loans can be provided under this scheme to both individuals as well as business enterprises for the purpose of meeting business and personal needs. Personal needs would cover children`s higher education, travel, daughter`s marriage, medical emergencies, etc. Loans, however, are not available for speculative purpose.

Are loans available in rural/semi-urban areas ?

Loans are available anywhere in India from PNB branches.

What is the repayment schedule for this scheme ?

Loan together with interest is repayable in maximum 84 equal monthly installments.

What is the security to be provided for this loan ?

Loans can be provided under this scheme against non-encumbered residential house/flat or commercial or industrial property (in the shape of building/industrial shed) self occupied or vacant.

What is the rate of interest to be charged on loans under this scheme ?

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