Direct tax/Income tax
Lovely professional univ
Baba balak nath temple
MJS medical relief society
PNB MetLife Premium
Bank has launched EMV chip based debit card
We are privileged to introduce to you our new product, a Prepaid PNB World Travel Card
Corporate clients even who is not listed in any of the stock exchanges
The Debit Card offers at a glance.
Non-Credit Related Service Charges All Service Charges are exclusive of GST (Wherever Applicable)
pnb has started charges for sms alerts for transactions w.e.f. 01.07.2013
(i) Draft upto Rs.1000/- Rs. 20/- per draft
(ii) Draft above Rs. 1000/- Rs. 100/- per draft
Balance Certificate/ Other Certificate, in Deposit Accounts
Original TDS to be issued Free of Cost. Charges are to be levied only when the certificate has been lost after issuance and not in the event of non-receipt of the same.
The beneficiaries who opt for any e-payment from Govt. Deptts,certification of mandate will be free.
Pass Book shall be updated Free of Charges.
Account Closure Charges
For Closing Recurring Deposit Account Within 1 Year Of Its Opening:
Rs.100/- (On Account Of Death Of Customer, No Charges Should Be Levied)
Benefit of waiving penalty for delayed payments against payment of equal number of advance installments in Recurring deposit account is not available. However, the Interest should be paid at applicable rate after deducting penalty charges.
Upto Rs.1 lac: Free
Above Rs.1 lac : Rs. 165/- per instrument
Notes in respect of item no. 19 to 22:
Collection Charges In Case Of Outstation Cheques Should Be Levied On The Gross Amount Of The Instruments
All Charges Are To Be Normally Recovered From The Proceeds Of Collection, Unless Specifically Instructed To Charge From The Drawees.
Collection Charges To Be Levied For Collection Of Outstation Cheques Upto Rs.15000/- Where Immediate Credit Is Afforded
Rebate To Premium Customers Shall Be As Per The Guidelines Issued From Time To Time.
Actual Postage, Telegram Charges And Any Other Out Of Pocket Expenses Have To Be Recovered In Full From The Customers.
Collection charges in case of bills should be levied on the gross amount of the instrument.
All charges are to be normally recovered from the proceeds of collection, unless specifically instructed to charge from the drawee.
Rebate to customers shall be as per the guidelines issued from time to time in specific scheme.
Inward Clearing: Dishonor of cheques for want of funds or for any other reasons not attributable to our bank are as under:
(For cheques where drawer has requested for Stop payment, charges are to be levied only once i.e. at the time of accepting the instructions for stop payment and no charges be levied while actually returning such instruments through clearing).
For Cheques up to Rs.1 Lac: Rs.100/- per instrument.
Above Rs.1 Lac: Rs.200/- per instrument. + out of pocket expenses if any
NOTE: No charges to be levied for transfer entries within the accounts maintained at the same branch and instructions in respect of the following shall be carried out free of charge and no SI registration charges and SI remitting charges are to be levied:
Crediting/ Remitting interest in term deposit
Crediting /Remitting Recurring Deposit installments
Crediting /Remitting installments in Loan accounts
PNB Insta-Remit: Notwithstanding Anything Contained In Any Other Circular, Following Service Charges Would Be Levied For Transfer Of Funds Through:
Real Time Gross Settlement (Rtgs)
national electronic fund transfer(neft)
Structured financial messaging system (sfms)
The following charges are to be recovered from the customers as per time varying tariff on all the outward RTGS transactions:
Senior Citizen accounts
Account Maintenance Charges for CA, CC, CA-OD, (erstwhile ledger folio charges) (on quarterly basis) beyond free of charge permissible entries mentioned as under:
Rs. 1.80 per entry/record, minimum Rs.50/-, maximum Rs.1000/-
Free- 50 debit entries per quarter (Excluding entries related/created through alternate channels/ ATM/PNB ATMs, charges, bank`s interest, sweep debits & standing instructions)
Above 50 debit entries –Rs.5/- per entry
Note: However, there shall not be any condition of maintenance of minimum balance in case of, Pensioners, Students, Sr. Citizens, Blind/ Deaf & Dumb and Salaried accounts (where the account is opened in the respective code), these shall be exempted from the Quarterly Average Balance requirements.
Initial Deposit Amount for the purpose of account opening shall be Rs. 500/-, except otherwise mentioned in specified scheme, at all the offices, however, for non maintaining the required QAB, incidental charges shall be levied as per rules or as specified in the scheme.
Note: (1) For non-maintaining the required QAB, incidental charges shall be levied as stated above
Note:2: Levy of charges and penalties, as prescribed, under QAB balance shall be levied on quarterly basisinstead of pro-rata basis. Accounts closed during a quarter shall attract full charges for non-maintenance of average balance in case stipulated Balance is not maintained for the no. of days a/cs remained with bank.
* 1. ANY DEFAULT WILL ATTRACT PENALTY CHARGES FOR A COMPLETED MONTH.
2. The rent should become due w. e. f. 1st of the succeeding month in which the locker is leased out. One month may be allowed for payment of rent due.
Saving Fund - Free
For Current/CC/OD Customers (Other than Saving Fund):
Upto Rs. 2 lac per day -- Free
Above Rs.2 lac per day -- Rs. 1/- per Rs.1000/- or part thereof
Saving Fund – Free upto Rs.5,000/- per day
For Saving Fund above Rs.5,000/- and Current/CC/OD Customers;
Rs. 1/- per Rs. 1000/- or part thereof with a minimum of Rs. 25/- per transaction
For Saving Fund above Rs.5,000/- and Current/CC/OD Customers :
Rs. 2/- per Rs. 1000/- or part thereof with a minimum of Rs. 25/- per transaction
There is no limit for depositing cash in all type of accounts.
There are no charges for depositing cash in KCC, RD, Term Loan, Demand Loan including NPA & Protested accounts, RRBs sponsored by PNB at any branch.
Cash Deposit Charges will be applicable as per guidelines of various specific schemes issued from time to time.
Maximum limit is Rs.25,000/-per day per account for deposit of cash at non base branches (Local/outstation)/cash deposit machine.
Saving Fund – Free
Above Rs.2 lac per day -- Rs. 1/- per Rs. 1000/- or
For Savings customers:
No Charges for cash withdrawal up to Rs.1 lac per day. Thereafter, Re.1/- per Rs.1000/- or part thereof.
For CC, C/A, OD:
No Charges for cash withdrawal up to Rs.25000/- per day. Thereafter, Re.1/- per Rs.1000/- or part thereof.
No Charges for cash withdrawal up to Rs.50000/- per day. Thereafter, Rs.2/- per Rs.1000/- or part thereof.
No Charges for cash withdrawal up to Rs.25000/- per day. Thereafter, Rs.2/- per Rs.1000/- or part thereof.
"Sr. Citizens maintaining Quarterly average balance of Rs 5000/- are eligible for waiver of annual fees of ATM/Debit Card. Annual Charges will be automatically recovered at HO level through CBS. For PNB Saving Bank Account Cardholders, ATM transactions (Financial as well as Non-Financial) on PNB networked ATMs are free. Bank has restricted number of free transactions on other Bank`s ATMs in six metro cities from existing five to three, whereas at non metro centers, free ATM transactions will continue to be five as earlier. However, the overall cap for free transactions on other Bank ATMs will be five. Over and above these free transactions, charges will apply as Rs. 20/- per transaction (financial as well as non-financial)."
The charges for International transactions at ATMs are as follows:
The charges for International ATM transactions in Nepal under Everest Bank Ltd. Sharing arrangement are as follows:
The charges for International ATM transactions in Bhutan under Druk PNB Ltd. (DPL) Sharing arrangement are as follows:
For International use the maximum threshold limit for cash withdrawal, POS & Ecommerce transaction has been fixed as Rs.25000/- as per RBI guidelines.
a fee of Rs.10 for every hundred securities or part thereof ;
b a flat fee of Rs.10 per certificate, whichever is higher. No rematerialisation fee shall be charged for Government Securities.
a. a fee of Rs.10 for every hundred securities or part thereof ;
b. a flat fee of Rs.10 per certificate, whichever is higher. No rematerialisation fee shall be charged for Government Securities.
a. a fee of Rs. 10 for every hundred securities or part thereof ;
b. a flat fee of Rs. 10 per certificate, whichever is higher. No rematerialisation fee shallbe chargedfor Government Securities.
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