PNB SELECT SAVING ACCOUNT

An individual falling in age group between 25 years and upto 40 years.

Features of the scheme:

Sr. No

Parameter

Features

1.

Eligibility  

An Individual falling in age group between 25 years and upto 40 years.

2.

QAB

Rs. 5,000/- (Rupees five thousand only)

3.

Charges for Non- Maintenance of QAB

Charges will be applicable if the QAB is below the minimum QAB required to be maintained for general saving account. Also freebies will be withdrawn if prescribed QAB not maintained.  

4.

Additional Facilities/Freebies

  • Sweep Facility – Earn ROI @FD on your surplus fund after maintaining threshold amount of Rs. 20,000/- and in multiples of Rs. 5,000/-.
  • AMC waived off for the first Demat Account only. 
  • Charges for Issuance/Recharge of World Travel Card: Nil
  • Housing Loan: Offering 1.25 times of loan amount (only for salaried class with minimum 3 years’ experience) calculated as per the regular housing loan eligibility method, subject to maintenance of prescribed LTV ratio*
  • 50% discount in documentation charges of Home/ Vehicle Loan**
  • 15% discount in locker rent, subject to availability.
  • Demand Draft: Free 24 nos. p.a. with a total maximum capping of Rs. 1.00 lakh in a year  (2 DD per month)
  • NEFT/RTGS/IMPS : Free (Online)
  • Cheque Book Facility: 25 Cheque leaves.
  • Credit Card facility available.
  • Debit card***: RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 125,000 at POS/ ecommerce(combined)
  • PAI (Accidental Death & Total Disability) Cover: Rs.2.00 lakh
  • Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.

5.

Optional Facilities for Investment

  • Avail Non- Life Insurance products offered by the various tie-up/ corporate agency arrangements of the Bank.
  • Get the benefit of Life Insurance through our JV Partners.
  • Systematic Investment Plan - Invest small amounts on a monthly basis in Mutual funds from a young age.
  • Avail the facility of online opening Demat Account.
  • To avail aforementioned products and any other facility offered by the Bank, the customer to contact branch.

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