PNB Bulk Fixed Deposit Scheme (ABOVE Rs.10 CRORE)


  • Individual (singly or jointly) with others.
  • Minors who have attained the age of 10 years and above in his own name on giving proof of age by his guardian or any other reliable source or through his natural/legal guardian.
  • Proprietorship/partnership firm, commercial organization, company/ corporate body.
  • Hindu Undivided Family.
  • Association, club, society, trust or religious/charitable or educational institution.
  • Municipality or Panchayat, Government or quasi-government body.
  • The illiterate and blind persons can also open the account.

Deposit Amount

The Fixed Deposit account can be opened with a single deposit of above Rs.10.00 crore, and thereafter in multiples of Re. 1

Period of Deposits

Maturity Option: For any period from 7 days to 120 months.

Income Option: For any period from 6 months to 120 months


Please contact your nearest branch as rate are changed on daily basis. Interest will be paid. either monthly at discounted value or quarterly or compounded quarterly (i.e., reinvestment of interest) or on the date of maturity at the option of the depositor as applicable under particular deposit scheme.

Auto Renewal

The auto renewal facility is not available.

No premature renewal/extension shall be permitted under the scheme.

Loan/ Overdraft against deposit is available. For detail, please refer to loan against term Deposit .

Nomination facility is available

TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.

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