Merchants like Shopping Centers, Petrol Pumps, Hospitals, Educational Institutes

Minimum Initial Deposit

R/SU-Rs.5,000/- and U/M-Rs.10,000/-

Average Quarterly Balance


QAB Non-Maintenance charges per quarter

1000/- + Service Tax

Cheque Book Charges

Free (Unlimited)

Cash deposit -Per day free deposit limit

Free upto 3 times monthly amount swiped at Bank POS terminal or Rs.3.0 Lakh whichever is lower; thereafter standard charges apply.

Cash Withdrawal

Maximum upto Rs.1.00 lakh per day (Third party withdrawal upto Rs.25,000/- per day)

DD/Pay Order

Free 2 DD (Free per Quarter upto Rs.5.00 lac per Instrument)


Upto Rs.2.00 lakh -Free

Above Rs.2.00 lakh to Rs.5.00 lakh—not exceeding Rs.25.00 per transaction above Rs.5.00 lac-not exceeding Rs.50.00 per transaction.

Free through Net Banking


Upto Rs.1.00 lakh-Free

Above Rs.1.00 lakh to Rs.2.00 lakh-Rs.10/- per transaction

Above Rs.2.00 lakh-Rs.25/- per transaction

Free through Net Banking

POS Offer

Point of Sales terminals/Wireless POS Terminals-GPRS at applicable rate.

Phone Banking/Mobile Banking

No Charges

Free statements of Account

Once a Month E-statement & two Physical copies can be collected from the Branch.

Other Features

·        Free Corporate Internet Banking


·        Two Balance Certificates (Duplicate copy, STD. applicable charges apply)


·        50% waiver of processing charges on Retail Loans in the name of Proprietor, Firm or partners of the Firm and Company or Directors of the Company.


·        Waiver of AMC Charges on Demat account for 1st year in the name of Proprietor/Partnership/Firm/Company.


·        20% rebate on locker Rent if locker rent is paid in advance for three years and above in lump sum.


·        Payment Gateway solution from M/s. PayU Payments Pvt. Ltd. (PAYU) (IBIBO Group Company) for quick receipt of payments from customers. Waiver of the onetime Setup fee of Rs.10,000/- and Annual Maintenance Fee of Rs.2,500/-

Note:- Free 3 cash deposit & Withdrawal limits along with additional facilities shall be withdrawn if AQB is less than 75% of required product. However non-maintenance charges shall be applicable if AQB is not maintained.

  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.

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