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PARAMETERS
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FEATURES
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Eligibility
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Account can be opened by Individuals (either singly or jointly) subject to fulfilling eligibility criteria (domestic Depositors) of Reserve Bank of India, on compliance of “Know Your Customer(KYC) Guidelines”, execution of Account Opening Form and completion of requisite formalities, viz., photographs, identity and address proof, etc.
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Initial Deposit
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Nil
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Minimum Quarterly Avg Balance
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Rs. 1,00,000/- per quarter (Calendar Year)
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QAB Non-Maintenance Penalty
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Freebies to be withdrawn if AQB not maintained (Next Quarter)
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Nomination
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Allowed
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Card Type
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RuPay Platinum International/ VISA Gold
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Card Issuance Fee/ Annual Fee
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Nil
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Cheque Book Charges
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Nil
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RTGS/NEFT/ IMPS Online charges
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Free
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RTGS/NEFT/ IMPS at Branch
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Applicable Charges
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DD/PO Issuance Charges
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Nil upto Rs.5.00 lakhs per month
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Daily ATM Withdrawal limit
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Rs. 100000/- for RuPay Platinum International/ VISA Gold
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POS Transaction Limit/ E – Commerce Limit
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Rs. 200000/- for RuPay Platinum International/ VISA Gold
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Free Self-cash transactions at Branch
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Unlimited
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ATM Transaction
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Unlimited- Any Bank’s ATM
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SMS Alert Charges
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Free
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Debit Card Re-issuance Fee
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Nil
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Statement of A/c (Physical)
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Free
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Passbook Re-Issuance Charges
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Nil
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Locker Charges
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25 % Concession on Annual Charges (subject to availability of locker)
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Demat AMC
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Nil
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Processing Fee on Retail Loans
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Nil
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Lounge Access
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Two free lounge access at domestic airports per quarter for RuPay Platinum International Card holders only.
(This scheme is floated by RuPay & it is applicable as per their T&C)
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