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PNB UTTAM - NON CALLABLE DEPOSIT SCHEME (01.03.018)

PNB UTTAM - NON CALLABLE DEPOSIT SCHEME (01.03.018)
A new Fixed Deposit scheme in the name of PNB UTTAM (without option of pre-mature withdrawal) has been introduced w.e.f. 01.03.2018 of Fixed Deposit above Rs.15.00 lakh as under :
Eligibility As per normal Fixed Deposit Scheme
Deposit Amount Above Rs.15 lakh and thereafter in multiple of Re.1/-without any ceiling.
Rate of Interest Interest Rates are Slightly above the Normal/CARD Rates
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Interest Option a. Income Option (outflow of Interest)
b. Maturity Option (Interest Re-invested)
Period/ Tenor (A) For Deposit from above Rs. 15 lakh to Rs. 10 Cr.-
A .Maturity Option: For any period from 91 days to 120 months.
b. Income Option: For any period from 6 months to 120 months.
(B) For Deposit above Rs. 10 Cr.-
a.) Maturity Option: For any period from 91 days to 1 Yr.
b.) Income Option: For any period from 6 months to 1 Yr.
(C) Interbank Deposits above Rs 10 Crore
a.) Maturity Option: For any period from 91 days to 1 Yr.
Premature Withdrawal/ Auto-Renewal/ No pre-mature withdrawal permitted (Except in event of death where interest will be applied as per card rate/normal rate). Auto renewal permitted as per extant policy
Advances/ Overdraft facility The option of Demand Loan/ Overdraft facility shall be available as per discretion of the bank & the existing guidelines.
Additional rate of interest to staff and Sr. citizen Allowed up to less than one crore, as per extant guidelines.
Nomination Nomination facility is available.
TDS TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.
All others terms & condition of the Fixed Deposit Scheme shall remain the same.

Above are only salient features of the scheme. For details please contact nearest branch

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