Features of the scheme:

Eligibility Individual Resident Indian > 18 years of age & < 70 years of age.
Associated with the bank for a period of not less than 3 years.
Minimum 5 transactions (both Cr & Dr) in a month. (This scheme shall be by invitation only & existing customers fulfilling all the above criteria shall be eligible for conversion of their existing saving account to this newly launched scheme & no fresh accounts shall be opened in this scheme).
Minimum Quarterly Avg Balance Rs.1.00 lakh for a minimum period of 1 year
Nomination Allowed
Card Type Personalized Visa Debit Card with ‘Our Best Customer” embossed/printed on the card.
Card Issuance Fee/ Annual Fee Nil
Cheque Book Personalized Cheque Book with ‘Our Best Customer” embossed/printed on the cover of the cheque book.
Cheque Book Charges Nil
RTGS/NEFT/ IMPS Online charges Free
DD/PO Issuance Charges Nil upto Rs.5.00 lakhs per month
Daily ATM Withdrawal limit Rs. 100000/-
POS Transaction Limit Rs. 100000/-
E – Commerce Limit Rs. 100000/-
SMS Alert Charges Free (Mobile Number is mandatory)
Statement of A/c (Online/Physical) Free
Passbook Personalized Passbook with ‘Our Best Customer” embossed/printed on the cover of the passbook.
Passbook Issuance/Re-Issuance Charges Nil
Locker Charges 25 % Concession on Annual Charges (subject to availability of locker)
Demat AMC Nil
Personal Accidental Insurance for primary account holder (Death + Total Permanent Disability) Rs. 10.00 lakhs
Processing Fee on Retail Loans Nil
Priority in Queue Management Services (QMS) If an account holder enters the branch and initiates for a token through QMS, then the QMS shall identify the customer and shall be served on priority.

  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.

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