Search
Login

Retail Loan For Bharat Sanchar Nigam Limited (BSNL) Employees

  • Home
  • Loans >
  • Misc >
  • Retail Loan For Bharat Sanchar Nigam Limited (BSNL) Employees
Retail Loan For Bharat Sanchar Nigam Limited (BSNL) Employees
Objective

To make available retail loans to BSNL employees on attractive terms and conditions as per MoU executed by BSNL and Bank, under the schemes namely:

  • Housing Finance Scheme for Public;
  • Overdraft Facility to existing Housing Loan Borrowers for Personal Needs;
  • PNB Gen-Next – Housing Finance Scheme for Public (for applicants upto the age of 40 years);
  • Scheme for Financing Purchase of Car by Public;
  • PNB Saarthi - Scheme for Financing Two-Wheelers to Public;
  • PNB Power Ride - Scheme for Financing Two-Wheelers to Women Borrowers;
  • Personal Loan Scheme for Public.

MoU is valid upto 29.03.2018. Renewal of MoU subject to review.

Purpose For relaxed norms of all the above schemes under the tie-up arrangement Click Here.
Eligibility
Income Criteria
Quantum of Finance
Margin
Repayment (Maximum)
Processing Charges/ Upfront Fee/ Documentation Charges

No upfront fee / documentation charges on Housing Finance Scheme for Public, Overdraft Facility to existing Housing Loan Borrowers for Personal Needs, PNB Gen-Next – Housing Finance Scheme for Public (for applicants upto the age of 40 years), Scheme for Financing Purchase of Car by Public, PNB Saarthi - Scheme for Financing Two-Wheelers to Public, PNB Power Ride - Scheme for Financing Two-Wheelers to Women Borrowers, Personal Loan Scheme for Public loan schemes to BSNL employees upto 29.03.2018 as per MoU dated 30.03.2017.

Security As applicable in the respective schemes.
Guarantee/ Collateral Security

As applicable in the respective schemes. However, in personal loan, guarantee of co-employee and guarantee of spouse/nominee of terminal benefit; in case spouse is not there, guarantee of one additional co-employee.

Prepayment charges NIL
Rate of Interest Click Here

Above are only salient features of the scheme. For details please contact nearest branch

  • Rewarded

    Rewarded

    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.