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Scheme For OD To Pensioners

Scheme For Providing Overdraft Facility To Pensioners

  • Eligibility: Pensioners who are drawing their pension from our branches provided the conduct of the account is satisfactory.
  • Exclusions: ESI pensioners and pensioners who have availed the loan facility against pension under our personal loan to pensioners shall not be eligible for overdraft in the account under the scheme.
  • Amount of overdraft limit: Overdraft to the extent of one month net pension i.e., last pension credited in the pensioners account after deductions of all other loan instalments.
  • Repayment: The overdraft is to be regularized from the pension payable for the next month.
  • Overdraft Facility: A limit equal to the net monthly pension payable to the pensioner is to be set up. The overdraft limit is to be renewed on yearly basis.
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