Opening of Separate Account or Escrow Account (CA as per provision of ‘RERA’ The Real Estate (Regulation and Development) Act, 2016




Merchants like Shopping Centers, Petrol Pumps, Hospitals, Educational Institutes

Minimum Initial Deposit

R/SU-Rs.5,000/- and U/M-Rs.10,000/-

Average Quarterly Balance


QAB Non-Maintenance charges per quarter

1000/- + Service Tax

Cheque Book Charges

Free (Unlimited)

Cash deposit -Per day free deposit limit

Free upto 3 times monthly amount swiped at Bank POS terminal or Rs.3.0 Lakh whichever is lower; thereafter standard charges apply.

Cash Withdrawal

Maximum upto Rs.1.00 lakh per day (Third party withdrawal upto Rs.25,000/- per day)

DD/Pay Order

Free 2 DD (Free per Quarter upto Rs.5.00 lac per Instrument)


Upto Rs.2.00 lakh -Free

Above Rs.2.00 lakh to Rs.5.00 lakh—not exceeding Rs.25.00 per transaction above Rs.5.00 lac-not exceeding Rs.50.00 per transaction.

Free through Net Banking


Upto Rs.1.00 lakh-Free

Above Rs.1.00 lakh to Rs.2.00 lakh-Rs.10/- per transaction

Above Rs.2.00 lakh-Rs.25/- per transaction

Free through Net Banking

POS Offer

Point of Sales terminals/Wireless POS Terminals-GPRS at applicable rate.

Phone Banking/Mobile Banking

No Charges

Free statements of Account

Once a Month E-statement & two Physical copies can be collected from the Branch.

Other Features

· Free Corporate Internet Banking

· Two Balance Certificates (Duplicate copy, STD. applicable charges apply)

· 50% waiver of processing charges on Retail Loans in the name of Proprietor, Firm or partners of the Firm and Company or Directors of the Company.

· Waiver of AMC Charges on Demat account for 1st year in the name of Proprietor/Partnership/Firm/Company.

· 20% rebate on locker Rent if locker rent is paid in advance for three years and above in lump sum.

· Payment Gateway solution from M/s. PayU Payments Pvt. Ltd. (PAYU) (IBIBO Group Company) for quick receipt of payments from customers. Waiver of the onetime Setup fee of Rs.10,000/- and Annual Maintenance Fee of Rs.2,500/-

Note:- Free 3 cash deposit & Withdrawal limits along with additional facilities shall be withdrawn if AQB is less than 75% of required product. However non-maintenance charges shall be applicable if AQB is not maintained.

  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

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    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

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    ATM & Branch Network

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