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1. Variant -1: Cancer Indemnity:-
ü Eligibility:-
· Cover type: Individual
· Allowed Relationship: Self
· Minimum Entry Age:18 years
· Maximum entry age:60 years
· Exit age: Lifelong
· Claims payout: Cashless (within network)/ Re-imbursement
· Policy tenure : 1 year
· Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis.
· Initial wait period: 90 days
· Named Ailments: Not covered
· Pre-existing disease: Not covered.
ü Covered Benefits:-
· Sum Insured: 10 lac
· In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer.
· Pre-Hospitalization medical expenses: 30 days
· Post-hospitalization medical expense: 60 days
· Room Rent: Single private room (As per scheme document/Certificate of Insurance)
· ICU charges: No limit
· Premium:- Rs.1471 (Excluding GST)
2. Variant-2: Daily Cash allowance:-
ü Eligibility:-
· Cover type: Individual
· Allowed Relationship: Self
· Minimum Entry age: 18years
· Maximum Entry Age: 60 years
· Exit age: Lifelong
· Claim-payout: Reimbursement
· Under guidelines: Good Health Declaration
ü Covered Benefit:-
· Initial wait period: 30 days (Except for injuries & accident)
· Named ailments : 24 months
· Pre-existing disease: 24 months
· Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up to 100 days in a year with 0 days deductible.
· Policy Tenure: 1 year
· Benefit and corresponding Premium:
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Benefit Amount
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3000
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5000
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10000
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Premium Excluding GST
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727
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1212
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2424
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