Avail the dual benefit of Current Account & Saving Fund Account under one scheme.
|
Sr. No
|
Parameters
|
Features
|
|
Current Account (CA)
|
Saving Fund (SF)
|
|
1.
|
Eligibility
|
Individual/ Proprietorship
|
An Individual above 18 years of age
|
|
2.
|
QAB/ Minimum Balance
|
Rs. 50,000/-
|
Rs. 25,000/-
|
|
3.
|
Charges for non-maintenance of QAB
|
Charges will be applicable for non-maintenance of QAB as mentioned for general current account scheme. For non-maintenance of desired QAB of the captioned scheme, freebies will be withdrawn.
|
|
If QAB is maintained in CA; no QAB charges in SF will be levied even if prescribed balance is not maintained.
|
|
|
Additional Facilities/ Freebies
|
In case QAB is maintained in CA
|
In case QAB is maintained in SF
|
|
4.
|
Cheque book
|
Unlimited
|
Free 50 cheque leaves per annum.
|
|
5.
|
Cash Deposit
|
Unlimited ; Free upto 06 times of the QAB per day
|
Unlimited; Free upto 06 times of the QAB per month
|
|
6.
|
Cash Withdrawal
|
Unlimited; Free upto 02 times of the QAB maintained per day
|
Unlimited; Free upto 02 times of the QAB maintained per month
|
|
7.
|
Demand Draft
|
Free 24 p.a. with a max. capping of Rs. 50,000/- per instrument (Not exceeding more than 02 DDs in a month)
|
Available
|
|
8.
|
RTGS
|
Free
|
Free upto 05 no. of RTGS in a month
|
|
9.
|
NEFT
|
Free upto 20 no. of NEFT in a month
|
Free upto 10 no. of NEFT in a month
|
|
|
In case QAB is maintained in CA only
|
|
10.
|
Locker
|
50% discount in Annual rent only in one locker, subject to availability.
|
|
11.
|
Ledger Folio Charges
|
Nil
|
|
12.
|
Stop Payment Instruction charges
|
Free
|
|
13.
|
Account Statements Charges
|
Free
|
|
14.
|
Discount in HL & VL
|
50% discount in documentation charges*
|
|
15.
|
Annual Custody Charges for Demat Services/ NSDL (except CDSL)
|
Waived
|
|
16.
|
Debit Card**
|
- RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 1,25,000 at POS/ ecommerce(combined)
- PAI (Accidental Death & Total Disability) Cover: Rs. 2.00 lakh
- Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.
|
*In case, any other relaxation is being offered by the bank, higher amongst the two relaxations will prevail.
**The services provided on Debit Card are provided by NPCI and are subject to change without prior notice.
Note: All other service charges other than the relaxations given in the proposed scheme will be levied as per Bank`s schedule of service charges as applicable from time to time.