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PNB "TWIN" (CA+SF) ACCOUNT

Avail the dual benefit of Current Account & Saving Fund Account under one scheme.

Sr. No

Parameters

Features

Current Account (CA)

Saving Fund (SF)

1.

Eligibility  

Individual/ Proprietorship

An Individual above 18 years of age

2.

QAB/ Minimum Balance

Rs. 50,000/-

Rs. 25,000/-

3.

Charges for non-maintenance of QAB

Charges will be applicable for non-maintenance of QAB as mentioned for general current account scheme.  For non-maintenance of desired QAB of the captioned scheme, freebies will be withdrawn.

If QAB is maintained in CA; no QAB charges in SF will be levied even if prescribed balance is not maintained.

 

Additional Facilities/ Freebies

In case QAB is maintained in CA

In case QAB is maintained in SF

4.

Cheque book

Unlimited

Free 50 cheque leaves per annum.

5.

Cash Deposit

Unlimited ; Free upto 06 times of the QAB per day

Unlimited; Free upto 06 times of the QAB per month

6.

Cash Withdrawal

Unlimited; Free upto 02 times of the QAB maintained per day

Unlimited; Free upto 02 times of the QAB maintained per month

7.

Demand Draft

Free 24 p.a. with a max. capping of Rs. 50,000/- per instrument (Not exceeding more than 02 DDs in a month)

Available

8.

RTGS

Free

Free upto 05 no. of RTGS in a month

9.

NEFT

Free upto 20 no. of NEFT in a month

Free upto 10 no. of  NEFT in a month

 

In case QAB is maintained in CA only

10.

Locker

50% discount in Annual rent only in one locker, subject to availability.

11.

Ledger Folio Charges

Nil

12.

Stop Payment Instruction charges

Free

13.

Account Statements Charges

Free

14.

Discount in HL & VL

50% discount in documentation charges*

15.

Annual Custody Charges for Demat  Services/ NSDL (except CDSL)

Waived

16.

Debit Card**

  • RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 1,25,000 at POS/ ecommerce(combined)
  • PAI (Accidental Death & Total Disability) Cover: Rs. 2.00 lakh
  • Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.

 

*In case, any other relaxation is being offered by the bank, higher amongst the two relaxations will prevail.

 

**The services provided on Debit Card are provided by NPCI and are subject to change without prior notice.

 

Note: All other service charges other than the relaxations given in the proposed scheme will be levied as per Bank`s schedule of service charges as applicable from time to time.

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