Basic Saving Bank Deposit Account (BSBDA)

Eligibility: Saving Fund account can be opened by an INDIVIDUAL singly or jointly, minors of the age of 10 years and above, minors under natural/legal guardianship. An illiterate or a visually impaired person is also eligible to open Saving Fund account under the scheme with usual safeguards.

Minimum balance/Initial Balance requirement: ZERO.

Issuance of Cheque Book: A cheque book of 20 leaves may be issued free of cost in a year. Thereafter, normal cheque book charges would be applicable.

Extent of transactions/ Operation permitted: There will be no limit on the number of deposits that can be made in a month. Account holder will be allowed a maximum of four withdrawals in a month, including ATM withdrawl

Debit Card/ATM Card: Facility of ATM-cum-Debit Card shall be available without any charge. However, annual maintenance charge shall be recovered.

No charge will be levied for non-operation/activation of in-operative of Basic Saving Bank Deposit Account.

One person / one saving a/c in same bank. all other a/cs in same bank shall be closed by customer within 30 days from opening such a/c.

Biometric details to be captured for using B.C. outlets under kiosk banking solutions & can deposit cash/withdraw cash at B.C. locations.

Nomination facility available as per normal rules

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