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Current Deposit Account is very convenient product for frequent banking transactions by Individuals, Firms, HUF, Companies, institutions etc. There is no limit on number of transactions in such accounts and are most suitable for business operations. The product is available at all branches

The main features of General Current Account are as under:

Eligibility

Individuals, Joint accounts, Sole proprietary concerns, Partnership firms, HUFs, Companies, Association of persons, Society, Trusts, Body Co-operatives, Charitable and other institutions.

Initial Deposit At Opening Of Account & Maintenance of minimum Quarterly Average Balance(QAB)

Area Of Branch Initial Deposit (Rs.)
Rural 2500
Semi urban 5000
Urban 10000
Metropolitan 10000

Documents Required For Opening The Account

  • Application (AOF) and Specimen signatures
  • ID & Address proof as per KYC norms
  • Photos
  • In case of Company Memorandum & Articles of Association, Certificate of Incorporation, Board resolution, etc.
  • Related documents in case of HUF, Trust, Firms etc
  • Other related documents as per RBI Guidelines
  • (In case of Micro Enterprises Udyog Aadhar is not required).

Nomination Facility

Available to eligible persons as per rules

Additional facilities

  • 100% integrated and computerized Network of more than 6968 Service Outlets across the country to provide seamless banking transactions.
  • Wide Network of ATMs (9838) at your service 24 hours a day.
  • Free internet banking
  • ATM Cum Debit card (individuals/sole proprietor account)
  • Fast remittance of funds through NEFT/RTGS
  • Acceptance of standing instructions, Collection of cheques
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  • Rewarded

    Rewarded

    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.