Direct tax/Income tax
Lovely professional univ
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Bank has launched EMV chip based debit card
We are privileged to introduce to you our new product, a Prepaid PNB World Travel Card
Corporate clients even who is not listed in any of the stock exchanges
The Debit Card offers at a glance.
Under PNB Floating Rate Fixed Deposit Scheme (Scheme) the rate of interest payable on the Fixed Deposit will automatically change with the change in Fixed Deposit Rate made by the Bank from time to time. The changes in rate of Interest will be applicable, without presentment of the confirmation of deposit by the depositor.
An individual (singly or jointly), including a minor who has attained the age of 10 years in his own name on giving proof of age by his guardian or any reliable source or through this natural/legal guardian, proprietorship/partnership firm, club, association, company/corporate body, public/commercial organization, Hindu undivided family (HUF), Municipality, Panchayat, Govt. and Quasi-Govt. body, society, trust, religious, charitable and educational institution can open account under the scheme. The accounts in the name of minor, below the age of 10 years will be opened under guardianship.
The Fixed Deposit can be opened with a minimum deposit of Rs.1000/- or in multiple thereof.
For any period from 07 days to maximum 10 years, including incomplete quarters such as 82 months, 95 months and 16 days so on.
During currency of fixed deposit, the interest rates changes made by the bank will be applicable automatically without presentment of confirmation of deposit by the depositor from the effective date of such changes.
The interest shall be compounded on quarterly basis for deposit made for 6 month & above tenor and will be payable, along with principal, on maturity of deposit, as per bank guidelines.
If any depositor desires to withdraw the deposit before maturity, Bank may at its discretion repay the deposit with up to date interest. In such cases, following guidelines will be followed:
Term deposits of up to Rs.10 Crore
- Where deposit remains with the bank up to 5 years, interest payable will be 1% minus the rate that remained effective from time to time for the period FD has actually run.
- Where deposit remains with the bank above 5 years, interest payable will be 0.5% minus the rate that remained effective from time to time for the period FD has actually run.
Term deposits of above Rs.10 Crore In case of pre-mature cancellation of FD of above Rs.10 crore, rate of interest that remained effective from time to time for the period FD has actually run will be paid, without making any reduction.
Loan/ Overdraft against deposit is available. For detail, please refer to loan against term Deposit.
Rate of interest would be Card rate as applicable to the tenor of deposit as displayed on website, subject to change from time to time.
Nomination facility is available.
TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.
Earn reward points on transactions made at POS and e-commerce outlets
Deposit lockers are available to keep your valuables in a stringent and safe environment
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