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PNB Multi Benefit Term Deposit Scheme

Brief features of the product:

PARAMETERS FEATURES*
Eligibility Individual (singly or jointly) with others
  Minor who have attained the age of 10 years and above in his own name on giving proof of age
  Proprietorship/Partnership Firm, Commercial Organization, Company /Corporate Body
  Hindu Undivided Family
  Association, Club, Society, Trust or Religious/Charitable or Educational Institutions
  Municipality or Panchayat, Government or Quasi-Government Body
  Illiterate and blind persons can also open the account
Maturity Option The interest shall be compounded on quarterly basis and is payable on maturity of deposit. The interest inflow in the account shall be on every calendar quarter end i.e. 31/3, 30/6, 30/9 & 31/12.    The incomplete quarter of such deposit shall be reckoned at the end, for the purpose of calculation of interest.
Deposit Amount Minimum deposit of Rs.100/- and thereafter in multiples of Rupee one (Re.1/-) with maximum amount of Rs.1,99,99,999/-.
Period of Deposit 6 months to 120 months (not in less than 180 days and thereafter in months & days), even for incomplete quarters.
Interest Card Rate as per guidelines issued by HO: IRMD, ALM Cell from time to time. Interest is compounded quarterly and is payable on maturity of the deposit.
Demand Loan/Overdraft facility Deposits for Rs.10,000/- and above on written request shall be eligible for Demand Loan/overdraft facility.

* Other terms and conditions as per general guidelines

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