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PNB Ordinary Term Deposit Scheme

Brief features of the product:

  • Individual (singly or jointly) with others.
  • Minor who have attained the age of 10 years and above in his/her own name on giving proof of age.
  • Minors below the age of 10 years under guardianship of Natural/legal guardian.
  • Proprietorship/Partnership Firm, Commercial Organization,Company/Corporate Body
  • Hindu Undivided Family
  • Association, Club, Society, Trust or Religious/Charitable Educational Institutions,
  • Municipality or Panchayat, Government or Quasi-Government body.
  • Illiterate and blind persons can also open accounts.
  • Minimum Deposit of Rs.100/- thereafter in convenient multiples of any amount Max Rs. 99.99 lac

Terms & Conditions:

  • Period of FDR - Min 7 days to 179 days.
  • Simple interest will be paid
  • Loan/ Overdraft against deposit is available. For detail, please refer to loan against term Deposit
  • Rate of interest would be Card rate as applicable to the tenor of deposit as displayed on website, subject to change from time to time.
  • Interest shall be paid at simple rate either at the time of maturity or at quarterly intervals, as the case applicable Nomination facility is available.
  • TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.
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