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PNB Power Savings

  • A resident individual woman can open the account under the scheme.
  • Joint account can also be opened under the scheme however the first name should be of woman.
  • It will be the option of the customer whether she wants to avail sweep facility or not.
  • Attractive Concessions/Freebies in the Scheme.

HIGHLIGHTS FOR PNB POWER SAVINGS - PNB SF FUND ACCOUNT FOR WOMEN:

Sl.no. Particulars Freebies/Concessions in the scheme
I. Minimum Quarterly Average Balance (QAB) Rs.500/- in Rural
Rs.1000/- in others
II. Initial Deposit
(R/SU/U & M)
Rs.500/-
III. Charges for not maintaining QAB Applicable charges
IV. Free Cheque leaves 40 cheque leaves
per half year
V. NEFT charges **Free
VI. Issue of Demand Drafts **Free one draft per month
upto Rs.10,000/-
VII. A rebate/ discount in locker rent
(One small locker)
25% concession in locker rent
for first year only
VIII. Concession in respect of
documentation charges for availment
of Housing Loan, Vehicle Loan (two
wheeler/Car) & Personal Loan
Free
IX. Relaxation in margin and interest in
loan account
As applicable
X. Discount in De mat account fee 25%
XI. Issue of statement Free
XII. Issuance of debit card(Rupay)
(Free)
Platinum Debit Card
XIII. Domestic cash-ATM withdrawal per day 50000
XIV. Domestic shopping limit-POS- per day 1.25 lac
XV. Free Accidental death Insurance
cover
*Rs.2.00 lac
*Rs. 5.00 lac
XVI. Sweep facility Available subject to T&C
XVII. Other Misc charges
(Signature attestation, Duplicate
pass book, Interest Certificate,
Balance Certificate)
Free
XVIII. SMS alert charges Free

Terms & Conditions:

*Insurance claim of Rs.5.00 lac is admissible if

i) The QAB in the account during the last calendar quarter remains equal to or more than Rs.25000/-.

ii) Minimum one transaction on POS/E-Com during the last 90 days.

iii) Platinum Debit card should have been used within 45 days as per extant guidelines.
If customer chooses to have Classic debit card then the Personnel Accident Insurance
is restricted to Rs.1.00 lac.

iv) If customer is holding platinum debit card and has used in the last 45 days but either of condition 1 & 2 is not fulfilled then insurance claim will be restricted to Rs.2.00 lac.

**Applicable if QAB of minimum Rs.5000/- in the last quarter is maintained.

Further additional rewardz points if transaction is done through internet banking & mobile banking as compared to other customers. The same are given below:

Rewardz for transaction through internet banking

Transaction Reward Points for
women
Proposed Maximum point
for women
First txn through IBS 50 One time only
NEFT 5 per transaction (Max
20 per day)
100 points per month
RTGS 5 per transaction (Max
20 per day)
100 points per month
IMPS 5 per transaction
(Max 20 per day)
100 points per month
Bill payment 5 per transaction
(Max 20 per day)
100 points per month
Govt payments 20 per transaction For all transactions
IRCTC 10 per transaction 50 points per month
Credit card payment 10 per transaction 50 points per month
Opening online FD/RD 50 For all transactions
Regd for Statement
through mail
40 per account One time

Rewardz for transaction through mobile banking

Transaction Reward Points for women Maximum points
First txn
through IBS
50 One time only
NEFT 5 per transaction (Max 20 per day) 100 points per month
RTGS 5 per transaction (Max 20 per day) 100 points per month
IMPS 5 per transaction
(Max 20 per day)
100 points per month
Bill payment 5 per transaction
(Max 20 per day)
100 points per month
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