PNB Women Power Savings

  • A resident individual woman can open the account under the scheme.
  • Joint account can also be opened under the scheme however the first name should be of woman.
  • It will be the option of the customer whether she wants to avail sweep facility or not.
  • Attractive Concessions/Freebies in the Scheme.



PNB Women Power Savings



Scheme Code


Initial Deposit/ Minimum Quarterly Average Balance

Rural: Rs. 500/-

Semi-Urban : Rs. 1,000/-

Urban/Metro : Rs. 2,000

Documents required for opening of Account

As per Bank’s KYC Policy

Charges for Non-Maintenance of QAB

· As prescribed by HO: IRMD (Charges will be deducted only as per existing guidelines)

· For non-maintenance of desired QAB, freebies will be withdrawn

Charges for non-maintenance of QAB as circulated by the Bank.



Overdraft Facility

Facility of e-OD against fixed deposit is available.

Sweep Facility


Free Cheque Leaves (Except for Bulk Requirement–EMIs payable to other Banks/FIs/NBFC)

50 cheque leaves per year

Free Accidental death Insurance Cover

Rs. 2.00 lakh on Rupay Platinum Card

PAI of Rs. 3.00 lakh

Claims related to Rupay Debit Card will be settled as per NPCI guidelines subjected to change from time to time.

PAI of Rs. 3 lakhs will be applicable only if The QAB in the account during the last calendar quarter remains equal to or more than Rs. 25,000/-.

Stop Payment instruction charges


Cash Deposit Charges


Charges for Issuance/Recharge of World Travel Card (If eligible):


RTGS through PNB Women Power A/c- free of cost (other than business purpose)


NEFT through PNB Women Power A/c- free of cost (other than business purpose)


Issue of Demand Draft routed through A/c- free of cost (other than business purpose)

Free one draft per month –upto Rs. 1,00,000/-

Discount in De-mat Account fee


Issuances of all types of Certificates

No Charges

Issuances of Debit Card

Debit Card Variant

Charges and Fees

1.RuPay Platinum Debit Card

· No issuance fee.

2.RuPay Classic Debit Card

· No issuance fee.

· Specially designed Debit Card for PNB Women Power Account Scheme.

· PAI on Platinum Debit Card shall be provided as per NPCI guidelines.

· Customer can also avail other network cards such as Visa & Master as per Bank’s extant guidelines.

Documentation & Processing Charges on Housing, Car& Personal Loan

100% Discount*

Relaxation in margin and interest in loan account

As circulated from time to time

Locker Rent for the first year(One small locker)

50% concession in locker rent for first year

Issue of statement in addition to pass book


Retail Internet Banking

No charges

SMS Alert

No charges

Instant Credit of outstation cheques

Upto Rs. 25,000/-

Issuance of Credit Card subject to eligibility.

· Credit card against Fixed Deposit. - No joining & Annual fees.

Other Credit Cards: As per extant guidelines

Domestic ATM - cash withdrawal per day

Rs. 10000 on Rupay Classic Debit Card

Rs. 100000 on Rupay Platinum Debit Card

Domestic Shopping Limit POS per day

· Rs. 25000 on Rupay Classic Debit Card

Rs. 3 lakhs on Rupay Platinum Debit Card

Scheme Code

SBPWR (for women power saving account without sweep)

SBPWS (for women power saving account with sweep)

Other Offers:



Insta Debit Card EMI- DCEMI

As per extant guidelines

Pre-approved personal loan based on Quarterly Average Balance (QAB) & Transactional Relationship Value (TRV)

As per extant guidelines

* Documentation & Processing Charges On Retail Loans:

In case higher discount on documentation & processing charges on housing, car & personal loan is provided during bonanza, the same will be available to the customer of this scheme.