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New Salary Saving Products

A new salary Product (Saving) loaded with most desirable features, privileges/freebies and Personal Accidental Insurance Cover to regular Employees of central/state Govt./PSU/ Govt-semi Govt Corporation/MNCs/ Reputed Institutions/Reputed Corporates/Reputed Educational Institutions drawing gross salary more than Rs 8000/- per month has been launched w.e.f 01.09.2017

The features/details of new salary products are:

S.No. Particulars Features/ Freebies of the scheme
Normal Salary A/c Gold Salary Account Premium Salary Account Platinum salary Account
1. Eligibility
Category of Employee

Regular Employees of central/state Govt./PSU/ Govt-semi Govt Corporation/MNCs/ Reputed Institutions /Reputed Corporates/Reputed Educational Institutions.

Other than above mentioned- approved by Circle Head. However, the accounts of employees on contact basis will not be eligible under these variants.

Drawing Gross salary per month
Rs.8,001/- & above -upto Rs.25,000/- Above Rs.25,000/- & upto Rs.75,000/- Above Rs.75,000/- & upto Rs.1,50,000/- More than Rs.1,50,000/-
2. Initial deposit Required for Opening of Account Zero
3. Minimum Quarterly Average balance Requirement Zero

OTHER FACILITES/FREEBIES OFFERED

 
1. Cheque leaves free (Except for bulk requirement -EMIs payable to other Banks/ FIs/NBFC)
40 p.a(April to March) 50 p.a(April to March)100 p.a(April to March)Unlimited
2. RTGS through salary a/c-free of cost (other than business purpose)
2 per month 5 per monthUnlimitedUnlimited
3. NEFT through salary a/c-free of cost (other than business purpose)
2 per month 5 per monthUnlimitedUnlimited
4. Issue of Free demand draft routed through salary account- other than business purpose
Two drafts p.q. (Max. amount of two drafts- Rs.25,000/-) Four drafts p.q. (Max amount of four drafts upto Rs.0.75 lac)Unlimited
5. Demat Account
50% discount on AMC for first year onlyNo charges
6. Issuance of all type of certificates
No charges
7. Issuance of debit card-free
Rupay Classic/Platinum debit card Rupay Platinum debit card
Annual maintenance charges
Applicable charge No charges
8. **Documentation & Processing charges on housing, car & personal loan (Minimum 3 months regular salary credit)
No discount 50% discount100% discount100% discount
9. Locker rent for first year only
25% discount on small locker 50% discount on small locker75% discount on Small locker100% discount on Small/Medium locker
10. Issue of free statement in addition to pass book
e-statement e-statement e-statement No charges
11. Retail Internet Banking
No charges
12. SMS Alert
No charges
13. Instant Credit of outstation cheque
Upto Rs.15,000/-Upto Rs.25,000/-
14. Issuance of free credit card subject to eligibility. However AMC charges is to be recovered)
No charges
15. *Free Personal Accidental (death) Insurance cover-Maximum
Rs.2 lacs Rs.5 lacsRs.10 lacsRs.15 lacs
16. Domestic cash-ATM withdrawal per day
Rupay classic card-Rs.25,000/-Rupay Platinum card-Rs.50,000/- Rs.50,000/- (Applicable to Rupay Platinum Card)
17. Domestic shopping limit-POS- per day
Rupay classic card-Rs.60,000/- Rupay Platinum card-Rs.1.25 lacs Rs.1.25 lac (Applicable to Rupay Platinum Card)
(*) Personal Accidental (death) Insurance cover will be available as per table given below:

Particulars Normal Salary A/c Gold Salary Account Premium Salary Account Platinum salary Account
In case, Rupay Platinum debit card is issued in the account and used as per applicable guidelines for debit card Rs.2 lacs Rs.5 lacs Rs.10 lacs Rs.15 lacs
In case, Rupay Classic debit card is issued in the account and used as per applicable guidelines for debit card Rs.1 lacs Rs.4 lacs Rs.9 lacs Rs.14 lacs
In case, no debit card is issued in the account Nil Rs.3 lacs Rs.8 lacs Rs.13 lacs

(**)In case higher discount on documentation & processing charges on housing, car & personal loan is provided during bonanza, the same will be available to the customer of this scheme.

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