1. Who can open account Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI.
2. Minimum quarterly average balance (QAB) & charges for not maintaining QAB
Area of Branch Minimum Qly. Average Balance Initial Deposit
Rural Rs.500/-
Semi- Urban Rs.1000/-
Urban Rs.2000/-
Metropolitan Rs.2000/-
3. Documents required for opening the account
  • Account Opening Form (AOF)
  • Identity & Address proof as per KYC norms
  • Photo
  • Related documents in case of Associations, HUF, Clubs, Trust, Society etc.
  • Other related documents as per RBI Guidelines
4. Nomination Facility Available to eligible persons as per rules
5. Transactions
  • Debit entries in a half year should not exceed 40.
  • IBS, ATM, SI debits and debits of charges are not included under limit of 40 per half year.
  • If debit transactions exceed 40, charges will be applicable
  • 3rd party cash payments up to a maximum of Rs.50,000/- per day.
  • Transfer Transactions up to a maximum of Rs.1,00,000/- per day. Third party cannot withdraw any amount through withdrawal slip. There is no limit of Maximum amount through withdrwal slip at the base branch.
  • In case the account holder visits the branch himself, Withdrawal Slip must accompany the Passbook.
  • Inter-sol cash Payments to account holder himself is restricted up to the limit of Rs. 5,00,000/-
6. Additional facilities
  • Interest Rates
  • 25 free personalized multicity cheque leaf per year.
  • Free transfer of fund within PNB accounts
  • Free internet banking
  • Transferability of accounts to any P.N.B Branch without changing the account number
  • Deposits are insured by DICGC upto Rs 5.00 lakhs per customer.
  • ATM Cum Debit card(individuals account)
  • Fast remittance of funds through NEFT/RTGS
  • Acceptance of standing instructions
  • Safe Deposit Lockers available online also.
  • Online opening of account facilitated
  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.

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