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PNB Special Term Deposit Scheme

Brief features of the product:

  • Individual (singly or jointly) with others.
  • Minor who have attained the age of 10 years and above in his/her own name on giving proof of age.
  • Minors below the age of 10 years under guardianship of Natural/legal guardian.
  • Proprietorship/Partnership Firm, Commercial Organization,Company/Corporate Body
  • Hindu Undivided Family
  • Association, Club, Society, Trust or Religious/Charitable Educational Institutions,
  • Municipality or Panchayat, Government or Quasi-Government body.
  • Illiterate and blind persons can also open accounts.
  • Minimum Deposit of Rs.100/- thereafter in convenient multiples of any amount Max Rs.99.99 lac

Terms & Conditions:

  • Period of FDR - Min 1 year to 10 years even for incomplete quarters.
  • Interest on deposits is payable either monthly at discounted value or quarterly or compounded quarterly.
  • Rate of interest would be Card rate (LINK) as applicable to the tenor of deposit as displayed on website, subject to change from time to time.
  • Nomination facility is available.
  • TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.
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