PNB Swechha Jama Yojna/Flexi RD Scheme

Brief features of the product:

  • Individual (singly or jointly) with others.
  • Minor who have attained the age of 10 years and above in his/her own name on giving proof of age.
  • Minors below the age of 10 years under guardianship of Natural/legal guardian.
  • In this names of entities other than Individuals such as firms, clubs, asociations, trusts, educational institutions, Municipal Corporations, Panchayat,Govt. and quasi-Govt.bodies, Co-operative societies, religious or charitable institutions, HUFs and Corporate etc.
  • A depositor has to choose a core monthly installment with a minimum of Rs.100/- or above in its multiples without any ceiling on maximum amount. The monthly installments during the tenure of the deposit account shall not exceed ten times of such core amount in any month

Terms & Conditions:

  • Period of FDR- 6 months to 120 months. Period need not be in multiple of months.
  • No Penalty for late deposit.
  • Loan/ Overdraft against deposit is available. For detail, please refer to loan against term Deposit
  • Rate of interest would be Card rate as applicable to the tenor of deposit as displayed on website, subject to change from time to time.
  • Interest will be paid half yearly calculated on daily product basis.
  • Nomination facility is available.
  • TDS is applicable as per rules. The Bank will issue TDS Certificate for the tax deducted.
  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.